Minutes– Coffee Time – 11th November 2009
Open:
Welcome
Attendees:
Tarnia Gurney, Dean Brown, Tony Bourke, Christina Jones, Natalie Pye, Sandra Boyd,
Update on:
If you are interested in going in the next B2B book. You need to organise ASAP. Contact Lyn or Suzy to organise your advertising.
CCWG/SWNG: Speed networking at Wyong Nissan & Mazda on the 18th was great. Lots of fun and meet lots of new people. For more info – www.sydneywomensnetworking.com.au
B2B Murrays Beach – 24th November, last night fantastic. Great night, great food, lots a new people. Congratulations to the B2B team for another successful night. For more info – contact LBH Promotions for next year’s events.
Networking:
CCWG/SWNG: women’s luncheon on at Wallarah Bay – 29th October. For more info – www.sydneywomensnetworking.com.au
CCBIZ fund raising night for CAPS – Ettalong Mantra - $65 ticket this Friday night. Contact Nicole at www.nhbs-online.com.au
Coffee time’s last meeting for the year is on the 9th of December. Love to see you all there.
Coffee Time and Networking Christmas drinks at Zenith on the 18th December, 5pm onwards. $10 for pizza and 2 drinks. Need to book in to Tarnia by the 1st of December if coming along.
Coffee Time will resume on the Wednesday the 13th of January 2010. Look forward to seeing you in the New Year.
Education:
For BEC courses please see Debbie or Kim for more information
Wins:
Tony Bourke has his new book to be launched next week, titled “Risk your business, Risk your life”
Craig and Natalie Pye – C& N Freight have picked up some new regular contracts between Sydney and Newcastle. Looking for a local freight company who cares, call them.
Christina and Darren Jones from Wiggle and Giggle have picked up advertising with some local play groups and will be working with the ASPECT school teaching the children music.
Introduce yourself:
Each person to say hi and who they are what they do – 30 second spill.
Tarnia Gurney: Gurney Financial Services - Looking after you and your family.
Specialising in superannuation consolidation and management, family budgeting and personal and family protection. www.gurneyfinancialservices.com.au
Planningwerx4U - Assisting small business in planning and back office. www.planningwerx4u.com.au
Dean Brown: Woodview Home Loans & Finance - Assisting the local community with finance and home loans.
www.homeloansandfinance.com.au
Tony Bourke: AIIB Insurance – Director of AIIB. Specialising in business insurance and protection. www.aiib.com.au
Ted O’Shannessy: Financial Freeway - Debt Management classes to help the local community get out of debt quicker. www.financialfreeway.com.au
Natalie Pye: C&N Freight - Local Freight Company between Sydney and Newcastle and local area. Website being built – cnfreight@bigpond.com
Christina Jones: Wiggle & Giggle Music - Teaching children music. Run music classes for playgroups, community centres and after school classes. www.wiggleandgigglemusic.com.au
Sandra Boyd: Kani Consultants -Looking for temp staff. Located at Wyong and servicing the Central Coast, whether for a day, week or month, Kani Consultants can assist your small business. Website being built – sandi.kani@gmail.com
Who we are? What is coffee time? When & Where? Tuggerah’s Zenith Centre. At 10.30 am on the 2nd & 4th Wednesdays of the month. Arrival 10.20 am for 10.30 am start. (Runs for about 1 hour)
Open Discussion:
No formal meeting was held, just casual chat, as there was a small group we talked about numerous business opportunities out there. Including keeping in touch with your clients. A suggestion made was to send a Happy New Year Card.
Next Meeting: 9th of November 2009 – 10.30am
Look forward to seeing you there
Tuesday, November 24, 2009
Wednesday, November 11, 2009
Minutes - 11.11.09
Minutes– Coffee Time – 11th November 2009
Open:
Welcome
Apologises:
Kate Morris, John Mann, Tony Bourke, Sue Wells, Brian and Shanae, Ted O’Shannessy
Attendees:
Tarnia Gurney, Karen Teunissen, , Andrew Dunn, Dean Brown, Cheryl Greenwald
Update on:
If you are interested in going in the next B2B book. You need to organise ASAP. Contact Lyn or Suzy to organise your advertising. www.lbhpromotions.com.au
CCWG/SWNG: networking night on at the CC Motor Group Wyong on the 18th November. For more info – http://www.sydneywomensnetworking.com.au/
B2B Murrays Beach – 24th November, $22 bus ticket – leaving Gosford, Erina, Tuggerah and Lake Haven and dropped back.
Education:
BEC have some courses coming up, please see Debbie or Kim for more information
Introduce yourself:
Each person to say hi and who they are, what they do – 30 second spill.
Karen Teunissen:
Australian Government Job Placement – CSR
http://www.crsaustralia.gov.au/ .
Tarnia Gurney:
Gurney Financial Services
http://www.gurneyfinancialservices.com.au/
Planningwerx4U
http://www.planningwerx4u.com.au/
Dean Brown:
Woodview Home Loans & Finance
http://www.homeloansandfinance.com.au/
Andrew Dunn:
BizSav
http://www.bizsave.com.au/
Cheryl Greenwald:
Marriage Celebrant
Email - cellie001@gmail.com
Who we are?
What is coffee time? When & Where? Tuggerah’s Zenith Centre. At 10.30 am on the 2nd & 4th Wednesdays of the month. Arrival 10.20 am for 10.30 am start. (Runs for about 1 hour)
Open Discussion:
Coffee Time 1 Year old this week.
Coffee Time has been good for building relationships and meeting other business people.
No formal meeting was held, just casual chat.
Next Meeting:
25th of November 2009 – 10.30am
Look forward to seeing you there
Open:
Welcome
Apologises:
Kate Morris, John Mann, Tony Bourke, Sue Wells, Brian and Shanae, Ted O’Shannessy
Attendees:
Tarnia Gurney, Karen Teunissen, , Andrew Dunn, Dean Brown, Cheryl Greenwald
Update on:
If you are interested in going in the next B2B book. You need to organise ASAP. Contact Lyn or Suzy to organise your advertising. www.lbhpromotions.com.au
CCWG/SWNG: networking night on at the CC Motor Group Wyong on the 18th November. For more info – http://www.sydneywomensnetworking.com.au/
B2B Murrays Beach – 24th November, $22 bus ticket – leaving Gosford, Erina, Tuggerah and Lake Haven and dropped back.
Education:
BEC have some courses coming up, please see Debbie or Kim for more information
Introduce yourself:
Each person to say hi and who they are, what they do – 30 second spill.
Karen Teunissen:
Australian Government Job Placement – CSR
http://www.crsaustralia.gov.au/ .
Tarnia Gurney:
Gurney Financial Services
http://www.gurneyfinancialservices.com.au/
Planningwerx4U
http://www.planningwerx4u.com.au/
Dean Brown:
Woodview Home Loans & Finance
http://www.homeloansandfinance.com.au/
Andrew Dunn:
BizSav
http://www.bizsave.com.au/
Cheryl Greenwald:
Marriage Celebrant
Email - cellie001@gmail.com
Who we are?
What is coffee time? When & Where? Tuggerah’s Zenith Centre. At 10.30 am on the 2nd & 4th Wednesdays of the month. Arrival 10.20 am for 10.30 am start. (Runs for about 1 hour)
Open Discussion:
Coffee Time 1 Year old this week.
Coffee Time has been good for building relationships and meeting other business people.
No formal meeting was held, just casual chat.
Next Meeting:
25th of November 2009 – 10.30am
Look forward to seeing you there
Sunday, November 8, 2009
Coffee Time Minutes - 28/10/09
Welcome:
Good Morning to you all and thanks for coming along.
Who we are:
Coffee Time is a group where you can meet others in business and build relationships. We meet on the 2nd and 4th Wednesday of the month. Here at the Zenith Centre.
Apologises:
Attendees:
Tarnia Gurney, Karen Teunissen, Tony Bourke, Ted O’Shannessy, Kate Morris, Andrew Dunn, Dean Brown, Lyn Thompson, Mark Izzard, Kate Morris, Natalie Pye, Donna Llige, Sue Liptrott, Brian and Shanee, Jenny Abourizk, Christina Jones
Golden Rules
Can we show each other respect by only person to speak at a time. And hold all
Conversations, recommendations, till the end.
Wins:
Tony – new book out in 4 weeks. Helps small business owners with insurance: keep an eye out for “Risk your business, risk your life”. 10% of sales to go to Alzheimer’s group
Ted – is a poppy, Joseph Jone O’Shannessy was born on the 25th.
Have my first international SOC person in Spain.
Mark – Unique Security have picked up another big new client.
Dean – Finally getting some new business. Working with clients for a year now, and they finally got a home loan.
Kate – GNI (Girls night In) raised $6000 so far.
Mark - Rotary has raised $12,000 for local groups, also if you are looking for a good group to join, have a look at Toukley Rotary. They raise money for the community and charities. There is good networking there as well.
Update on:
Wyong Chamber of Commerce: Annual Ball – 16th October; Dinner/networking 10th November was good, lots of great people and businesses winning awards
B2B Function – Next one at Murrays Beach. Contact Lyn for more details or www.lbhpromotions.com.au If you are interested in going in the next B2B book. You need to organise ASAP. Contact Lyn, Suzy or Heidi to organise your advertising.
CCWG/SWNG: women’s luncheon on at Wallarah Bay – 29th October and there is a networking night on at the CC Motor Group Wyong on the 18th November. For more info – www.sydneywomensnetworking.com.au
Education BEC have some courses coming up, please see Debbie or Kim for more information
Introduce yourself:
Each person to say hi and who they are, what they do – 30 second spill.
Tony Bourke: AIIB Insurance – Director of AIIB
http://www.aiib.com.au
Karen Teunissen: Australian Government Job Placement – CSR
http://www.crsaustralia.gov.au .
Tarnia Gurney: Gurney Financial Services
www.gurneyfinancialservices.com.au
Planningwerx4U
www.planningwerx4u.com.au
Ted O’Shannessy: Financial Freeway
www.financialfreeway.com.au
Kate Morris: Joyful Healing & Wellness
www.joyfulhealingandwellness.com.au
Dean Brown: Woodview Home Loans & Finance
http://www.homeloansandfinance.com.au
Andrew Dunn: BizSav
www.bizsave.com.au
Jenny Abourizk: Job Centre Australia
www.jobcentreaustralia.com.au
Natalie Pye: C&N Freight.
Website being built – cnfreight@bigpond.com
Donna Llige: Ultra Print
www.colour-copy.com.au
Christina Jones: Wiggle & Giggle Music
www.wiggleandgigglemusic.com.au
Lyn Thompson: LBH Promotions
www.lbhpromotions.com.au
Sue Liptrott: B2B – Marketing and Events
b2bwithatwist.com.au
Mark Izzard: Unique Security
www.uniquesecurity.com.au
Brian and Shanae: Bee Cee Audio
www.beeceeaudio.com
This Weeks presentation is about organisation and time management
When you get a problem find a solution
Write the 6 thing to do the next day
Write down everything at the end of the day for tomorrows to do list
Systems help business
No – say no when you have to, but give a reason why
Making time to spend with family.
Have flexibility and freedom with having a business, but plan for this time.
Work hard. Put in 110%
Have a vision – make a vision board
Work on the business as well as in the business
Write down your ideas
Have a business plan, spend time working on it and reviewing it
Find someone to help you and delegate where you can
Bookkeeper
Accountant
Virtual office assistant
Marketing specialist
Place a dollar value on your time
Plan on Mondays for the week
Need structure. Put in place
Need a business plan
Look at the big picture – always look ahead
Plan your budget, plan your cash flow and manage
Look at the highs and lows in the months ahead and plan into your diary
Follow up
Build your business by doing work in kind or a barter system
Work together with other small businesses and use resources
Use a diary that has one page per day – add your to do list to this
Handouts:
10 Habits of Highly Successful People
By Lorraine Pirihi
Highly successful people clean out the clutter regularly
Highly successful people use a diary and write a “list of things to do” each day.
Highly successful people are great delegators
Highly successful people know how and when to say “NO”
Highly successful people have a balanced life
Highly successful people spend time “working on the business” as well as “working in the business”
Highly successful people know their team is their most important asset
Highly successful people exercise regularly and eat healthily (most of the time)
Highly successful people are happy to share their knowledge
Highly successful people ‘just do it!”.
Organised Planning:
Think & Grow Rich – Excerpts from Napoleon Hill
First: Ally yourself with a group of as many people as you may need for the creation and carrying out your plan or plans for the accumulation of money – making use of the “Master Mind” principle. (Compliance with this instruction is absolutely essential. Do not neglect it.)
Second: Before forming your “Master Mind” alliance, decide what advantages and benefits you may offer the individual members of your group, in return for their cooperation. No one will work indefinitely without some form of compensation. No intelligent person will either request or expect another to work without adequate compensation, although this may not always be in the form of money.
Third: Arrange to meet with the members of your “Master Mind” group at least twice a week, and more often if possible, until you have jointly perfected the necessary plan or plans for the accumulations of money.
Fourth: maintain perfect harmony between yourself and every other member of your “Master Mind” group. If you fail to carry out this instruction to the letter, you may expect to meet with failure. The “Master Mind” principle cannot obtain where perfect harmony does not prevail.
Keep in mind:
First: You are engaged in an undertaking of major importance to you. To be sure of success, you must have plans which are faultless.
Second: You must have the advantage of the experience, education, native ability and imagination of other minds. This is in harmony with the methods followed by every person who has accumulated a great fortune.
15 Rules For Finishing Off The Day – Jim Prigg
1. Clear, clean-up and tidy your desk – by clearing your workspace you will enable you to start the new day with a clean slate in all respects.
2. Try to have only one working or project on your desk at any one time, ensuring you to focus your attention on that one activity.
3. Throw unnecessary paper in the bin – get in the habit of removing rubbish and unwanted paper from your desk each day. This will also assist your ‘clear desk policy’ if that works for you.
4. Put files away each day – keep files off your desk unless you are working on them. It is not good for office security to have valuable company information available to anyone who might wander past your desk. Place them in locked cabinets or drawers.
5. Adjust your priority on tasks for the next day. What may have been B minus today can become A double plus tomorrow
6. Check the time of your first appointment the next day – if you know what your first commitment for the day will be, you can plan the rest of the day around it. It also allows you to book travel time to that appointment and any preparation you may need to do beforehand.
7. Start your “to do” list for the next day – carry over important tasks form your current day’s list, add new tasks for the following day and your planning will save you a few minutes the next morning.
8. Put your reading file in your briefcase – start a reading file and carry it with you to read on your way home on public transport or while you are in a queue – you can get through your reading easily if you carry it with you and make the most of each opportunity,
9. Wash your coffee cup or empty your water bottle – start each day afresh by cleaning up the night before.
10. Switch your phone on voicemail if appropriate – if you are not going to be in the office until later the next morning, this will allow any early morning callers to leave you a message.
11. You may like to change your voicemail message if you are not going to be in the office the next day to advise callers where they could reach you or an alternative number.
12. Get those final email messages and memos out tonight, not tomorrow. Rule number one of business momentum is to have other people busy for you, not the other way around
13. Switch off your computer, screen and printer – be environmentally friendly and save power and money where you can.
14. Remind yourself of your achievements of the day – take a minute to remind yourself of what you achieved in your day. You may like to record it in a journal or diary. Celebrate your success
15. When you switch off, switch off! Let go and go home
Planningwerx4U has some business planning CDs on sale for $50 this month, will be $359. If you are interested in purchasing a CD or know some one who might be contact Tarnia on admin@planningwerx4u.com.au
Next meeting
Is our first birthday. Everyone to think about where you were a year ago and where you are now. Open discussion for all attendees
Upcoming Topics –
Our First Birthday – where have we come from in business
Your Super Your Choice,
Business Management.
Thank you all for coming along. Feel free to come along next time, bring a friend. Remember this group is for small business owners to help build relationships with other small business owners, and to offer assistance to others if needed.
For those available, please stay around and have a chat or catch up with someone.
Wednesday 11th November 2009 – 10.20 arrival for 10.30 starts.
Thanks
Regards Tarnia
Good Morning to you all and thanks for coming along.
Who we are:
Coffee Time is a group where you can meet others in business and build relationships. We meet on the 2nd and 4th Wednesday of the month. Here at the Zenith Centre.
Apologises:
Attendees:
Tarnia Gurney, Karen Teunissen, Tony Bourke, Ted O’Shannessy, Kate Morris, Andrew Dunn, Dean Brown, Lyn Thompson, Mark Izzard, Kate Morris, Natalie Pye, Donna Llige, Sue Liptrott, Brian and Shanee, Jenny Abourizk, Christina Jones
Golden Rules
Can we show each other respect by only person to speak at a time. And hold all
Conversations, recommendations, till the end.
Wins:
Tony – new book out in 4 weeks. Helps small business owners with insurance: keep an eye out for “Risk your business, risk your life”. 10% of sales to go to Alzheimer’s group
Ted – is a poppy, Joseph Jone O’Shannessy was born on the 25th.
Have my first international SOC person in Spain.
Mark – Unique Security have picked up another big new client.
Dean – Finally getting some new business. Working with clients for a year now, and they finally got a home loan.
Kate – GNI (Girls night In) raised $6000 so far.
Mark - Rotary has raised $12,000 for local groups, also if you are looking for a good group to join, have a look at Toukley Rotary. They raise money for the community and charities. There is good networking there as well.
Update on:
Wyong Chamber of Commerce: Annual Ball – 16th October; Dinner/networking 10th November was good, lots of great people and businesses winning awards
B2B Function – Next one at Murrays Beach. Contact Lyn for more details or www.lbhpromotions.com.au If you are interested in going in the next B2B book. You need to organise ASAP. Contact Lyn, Suzy or Heidi to organise your advertising.
CCWG/SWNG: women’s luncheon on at Wallarah Bay – 29th October and there is a networking night on at the CC Motor Group Wyong on the 18th November. For more info – www.sydneywomensnetworking.com.au
Education BEC have some courses coming up, please see Debbie or Kim for more information
Introduce yourself:
Each person to say hi and who they are, what they do – 30 second spill.
Tony Bourke: AIIB Insurance – Director of AIIB
http://www.aiib.com.au
Karen Teunissen: Australian Government Job Placement – CSR
http://www.crsaustralia.gov.au .
Tarnia Gurney: Gurney Financial Services
www.gurneyfinancialservices.com.au
Planningwerx4U
www.planningwerx4u.com.au
Ted O’Shannessy: Financial Freeway
www.financialfreeway.com.au
Kate Morris: Joyful Healing & Wellness
www.joyfulhealingandwellness.com.au
Dean Brown: Woodview Home Loans & Finance
http://www.homeloansandfinance.com.au
Andrew Dunn: BizSav
www.bizsave.com.au
Jenny Abourizk: Job Centre Australia
www.jobcentreaustralia.com.au
Natalie Pye: C&N Freight.
Website being built – cnfreight@bigpond.com
Donna Llige: Ultra Print
www.colour-copy.com.au
Christina Jones: Wiggle & Giggle Music
www.wiggleandgigglemusic.com.au
Lyn Thompson: LBH Promotions
www.lbhpromotions.com.au
Sue Liptrott: B2B – Marketing and Events
b2bwithatwist.com.au
Mark Izzard: Unique Security
www.uniquesecurity.com.au
Brian and Shanae: Bee Cee Audio
www.beeceeaudio.com
This Weeks presentation is about organisation and time management
When you get a problem find a solution
Write the 6 thing to do the next day
Write down everything at the end of the day for tomorrows to do list
Systems help business
No – say no when you have to, but give a reason why
Making time to spend with family.
Have flexibility and freedom with having a business, but plan for this time.
Work hard. Put in 110%
Have a vision – make a vision board
Work on the business as well as in the business
Write down your ideas
Have a business plan, spend time working on it and reviewing it
Find someone to help you and delegate where you can
Bookkeeper
Accountant
Virtual office assistant
Marketing specialist
Place a dollar value on your time
Plan on Mondays for the week
Need structure. Put in place
Need a business plan
Look at the big picture – always look ahead
Plan your budget, plan your cash flow and manage
Look at the highs and lows in the months ahead and plan into your diary
Follow up
Build your business by doing work in kind or a barter system
Work together with other small businesses and use resources
Use a diary that has one page per day – add your to do list to this
Handouts:
10 Habits of Highly Successful People
By Lorraine Pirihi
Highly successful people clean out the clutter regularly
Highly successful people use a diary and write a “list of things to do” each day.
Highly successful people are great delegators
Highly successful people know how and when to say “NO”
Highly successful people have a balanced life
Highly successful people spend time “working on the business” as well as “working in the business”
Highly successful people know their team is their most important asset
Highly successful people exercise regularly and eat healthily (most of the time)
Highly successful people are happy to share their knowledge
Highly successful people ‘just do it!”.
Organised Planning:
Think & Grow Rich – Excerpts from Napoleon Hill
First: Ally yourself with a group of as many people as you may need for the creation and carrying out your plan or plans for the accumulation of money – making use of the “Master Mind” principle. (Compliance with this instruction is absolutely essential. Do not neglect it.)
Second: Before forming your “Master Mind” alliance, decide what advantages and benefits you may offer the individual members of your group, in return for their cooperation. No one will work indefinitely without some form of compensation. No intelligent person will either request or expect another to work without adequate compensation, although this may not always be in the form of money.
Third: Arrange to meet with the members of your “Master Mind” group at least twice a week, and more often if possible, until you have jointly perfected the necessary plan or plans for the accumulations of money.
Fourth: maintain perfect harmony between yourself and every other member of your “Master Mind” group. If you fail to carry out this instruction to the letter, you may expect to meet with failure. The “Master Mind” principle cannot obtain where perfect harmony does not prevail.
Keep in mind:
First: You are engaged in an undertaking of major importance to you. To be sure of success, you must have plans which are faultless.
Second: You must have the advantage of the experience, education, native ability and imagination of other minds. This is in harmony with the methods followed by every person who has accumulated a great fortune.
15 Rules For Finishing Off The Day – Jim Prigg
1. Clear, clean-up and tidy your desk – by clearing your workspace you will enable you to start the new day with a clean slate in all respects.
2. Try to have only one working or project on your desk at any one time, ensuring you to focus your attention on that one activity.
3. Throw unnecessary paper in the bin – get in the habit of removing rubbish and unwanted paper from your desk each day. This will also assist your ‘clear desk policy’ if that works for you.
4. Put files away each day – keep files off your desk unless you are working on them. It is not good for office security to have valuable company information available to anyone who might wander past your desk. Place them in locked cabinets or drawers.
5. Adjust your priority on tasks for the next day. What may have been B minus today can become A double plus tomorrow
6. Check the time of your first appointment the next day – if you know what your first commitment for the day will be, you can plan the rest of the day around it. It also allows you to book travel time to that appointment and any preparation you may need to do beforehand.
7. Start your “to do” list for the next day – carry over important tasks form your current day’s list, add new tasks for the following day and your planning will save you a few minutes the next morning.
8. Put your reading file in your briefcase – start a reading file and carry it with you to read on your way home on public transport or while you are in a queue – you can get through your reading easily if you carry it with you and make the most of each opportunity,
9. Wash your coffee cup or empty your water bottle – start each day afresh by cleaning up the night before.
10. Switch your phone on voicemail if appropriate – if you are not going to be in the office until later the next morning, this will allow any early morning callers to leave you a message.
11. You may like to change your voicemail message if you are not going to be in the office the next day to advise callers where they could reach you or an alternative number.
12. Get those final email messages and memos out tonight, not tomorrow. Rule number one of business momentum is to have other people busy for you, not the other way around
13. Switch off your computer, screen and printer – be environmentally friendly and save power and money where you can.
14. Remind yourself of your achievements of the day – take a minute to remind yourself of what you achieved in your day. You may like to record it in a journal or diary. Celebrate your success
15. When you switch off, switch off! Let go and go home
Planningwerx4U has some business planning CDs on sale for $50 this month, will be $359. If you are interested in purchasing a CD or know some one who might be contact Tarnia on admin@planningwerx4u.com.au
Next meeting
Is our first birthday. Everyone to think about where you were a year ago and where you are now. Open discussion for all attendees
Upcoming Topics –
Our First Birthday – where have we come from in business
Your Super Your Choice,
Business Management.
Thank you all for coming along. Feel free to come along next time, bring a friend. Remember this group is for small business owners to help build relationships with other small business owners, and to offer assistance to others if needed.
For those available, please stay around and have a chat or catch up with someone.
Wednesday 11th November 2009 – 10.20 arrival for 10.30 starts.
Thanks
Regards Tarnia
Sunday, October 18, 2009
Coffee Time Minutes - 14/10/09
Welcome:
Good Morning to you all and thanks for coming along.
Who we are:
Coffee Time is a group where you can meet others in business and build relationships. We meet on the 2nd and 4th Wednesday of the month. Here at the Zenith Centre.
Attendees:
Tarnia Gurney, Simon Cook, Karen Teunissen, Tony Bourke, Ted O’Shannessy, Kate Morris, Andrew Dunn, Peter Sandys, Dean Brown, Toni Oliver,
Golden Rules
Can we show each other respect by only person to speak at a time. And hold all Conversations, recommendations, till the end.
Wins:
Tony – new book out in 6 weeks. Helps small business owners with insurance: keep an eye out for “Risk your business, risk your life”. 10% of sales to go to Alzheimer’s group
Ted – has 109 distributors for Send out Cards; now a Senior Manager. Send Out Cards have brought out Party Plan. Keep an ear out for the next new wave of parties.
Andrew – Biz Sav – Promo starting next month.
Kate – nominated for the Business Women’s Connect awards.
Tarnia – has been nominated for the Wyong Chamber of Commerce awards, Express Advocate Business Awards, and the Wyong Shire Council Community awards.
Update on:
Girls Night in – Tuggerah – went well, about 100 people turned up. So far, accounted for about $5,300 in donations. Good night had by all. Gift bags still for sale, $30 each, and have offers and gifts inside valued at over $400.
Wyong Chamber of Commerce has its memberships due. If not part of this group, have a think about it. Good networking over a meal. http://www.wyongchamber.com.au/
Wyong Chamber of Commerce: Annual Ball – 16th October; Dinner/networking 10th November
B2B Function – Lizottes Newcastle – 22nd August. – was fantastic. Lots of new people. Great music and food.
B2B Function – Next one at Murrays Beach. Contact Lyn for more details or http://www.lbhpromotions.com.au/
If you are interested in going in the next B2B book. You need to organise asap. Contact Lyn, Suzy or Heidi to organise your advertising.
CCWG/SWNG: women’s luncheon on at Wallarah Bay – 29th October and there is a networking night on at the CC Motor Group Wyong on the 18th November. For more info – http://www.sydneywomensnetworking.com.au/
Savvy Singles: Launch on 14th October at Iguana’s Waterfront. For more info http://www.savvvysingles.com.au/
Education
BEC have some courses coming up, please see Debbie or Kim for more information
Introduce yourself:
Each person to say hi and who they are, what they do – 30 second spill.
Tony Bourke:
AIIB Insurance – Director of AIIB
http://www.aiib.com.au/
Karen Teunissen:
Australian Government Job Placement – CSR
http://www.crsaustralia.gov.au/ .
Simon Cook:
Toshiba and World Pacific Telecommunications
http://www.toshiba-web.com/
Tarnia Gurney:
Gurney Financial Services
http://www.gurneyfinancialservices.com.au/
Planningwerx4U
http://www.planningwerx4u.com.au/
Ted O’Shannessy:
Financial Freeway
http://www.financialfreeway.com.au/
Kate Morris:
Joyful Healing & Wellness
http://www.joyfulhealingandwellness.com.au/
Dean Brown:
Woodview Home Loans & Finance
http://www.homeloansandfinance.com.au/
Andrew Dunn:
BizSav
http://www.bizsave.com.au/
Toni Oliver:
Toni Oliver Conveyancing
http://www.tonioliverconveyancing.com.au/
Peter Sandys:
Find My Local
http://www.findmylocal.com.au/
Find My Local:
Business is owned by Michael. Michael is setting up an online find my local website. It is only for the NSW Central Coast. It is only new and is in the building stage at the moment. Once they have some businesses on there, they will publish on line. It will have your business details, logos, pictures for your business, contact details including address, phone numbers, website and email, Google map of business location, information about your business – exactly what you do. This will assist the clients find exactly what they want and need. For more info contact Peter Sandys or Michael on 02 4305 0865 or enquire@findmylocal.com.au
This Weeks presentation is from Tony Bourke Regarding Goals and Goal Setting.
Who has a goal or goals?
Who has written them down?
Who carries them around with them?
2% of people write down their goals
You need to write down what you really want
80% of people who wrote down their goals, and put them in their wallet, had completed those goals.
Brian Tracy – talks about goal setting, have a look at his books.
Step 1: What do you want? Be specific – How much money, How many clients, etc. write it down.
I am so happy and grateful now that by ______ I am/have
___________________________________________________________________
Step 2: See and Feel the goal completed in your imagination! How does it look and feel in your mind as the completed goal? Describe below.
___________________________________________________________________
Step 3: Action - what is the first step. E.g.: contact someone, read a book, find someone who has done what you want to do, etc.
Goal Action step No 1 is:
___________________________________________________________________
No put the goal in your wallet. And review regularly.
For more information on goal setting contact Tony on http://www.tonybourke.com.au/
Tony provided the group with a handout, if you would like a copy, please contact Tony on tbourke@aiib.com.au
Thanks Tony.
Planningwerx4U has some business planning CDs on sale for $50 this month, will be $359. If you are interested in purchasing a CD or know some one who might be contact Tarnia on admin@planningwerx4u.com.au
Next meeting
Organisation - Tarnia will be opening the topic then an open discussion for all attendees
Upcoming Topics –
Time Management,
Your Super Your Choice,
Business Management.
Thank you all for coming along. Feel free to come along next time, bring a friend. Remember this group is for small business owners to help build relationships with other small business owners, and to offer assistance to others if needed.
For those available, please stay around and have a chat or catch up with someone.
Next Meeting:
Wednesday 28 October 2009 – 10.20 arrival for 10.30 starts.
Thanks
Regards Tarnia
Good Morning to you all and thanks for coming along.
Who we are:
Coffee Time is a group where you can meet others in business and build relationships. We meet on the 2nd and 4th Wednesday of the month. Here at the Zenith Centre.
Attendees:
Tarnia Gurney, Simon Cook, Karen Teunissen, Tony Bourke, Ted O’Shannessy, Kate Morris, Andrew Dunn, Peter Sandys, Dean Brown, Toni Oliver,
Golden Rules
Can we show each other respect by only person to speak at a time. And hold all Conversations, recommendations, till the end.
Wins:
Tony – new book out in 6 weeks. Helps small business owners with insurance: keep an eye out for “Risk your business, risk your life”. 10% of sales to go to Alzheimer’s group
Ted – has 109 distributors for Send out Cards; now a Senior Manager. Send Out Cards have brought out Party Plan. Keep an ear out for the next new wave of parties.
Andrew – Biz Sav – Promo starting next month.
Kate – nominated for the Business Women’s Connect awards.
Tarnia – has been nominated for the Wyong Chamber of Commerce awards, Express Advocate Business Awards, and the Wyong Shire Council Community awards.
Update on:
Girls Night in – Tuggerah – went well, about 100 people turned up. So far, accounted for about $5,300 in donations. Good night had by all. Gift bags still for sale, $30 each, and have offers and gifts inside valued at over $400.
Wyong Chamber of Commerce has its memberships due. If not part of this group, have a think about it. Good networking over a meal. http://www.wyongchamber.com.au/
Wyong Chamber of Commerce: Annual Ball – 16th October; Dinner/networking 10th November
B2B Function – Lizottes Newcastle – 22nd August. – was fantastic. Lots of new people. Great music and food.
B2B Function – Next one at Murrays Beach. Contact Lyn for more details or http://www.lbhpromotions.com.au/
If you are interested in going in the next B2B book. You need to organise asap. Contact Lyn, Suzy or Heidi to organise your advertising.
CCWG/SWNG: women’s luncheon on at Wallarah Bay – 29th October and there is a networking night on at the CC Motor Group Wyong on the 18th November. For more info – http://www.sydneywomensnetworking.com.au/
Savvy Singles: Launch on 14th October at Iguana’s Waterfront. For more info http://www.savvvysingles.com.au/
Education
BEC have some courses coming up, please see Debbie or Kim for more information
Introduce yourself:
Each person to say hi and who they are, what they do – 30 second spill.
Tony Bourke:
AIIB Insurance – Director of AIIB
http://www.aiib.com.au/
Karen Teunissen:
Australian Government Job Placement – CSR
http://www.crsaustralia.gov.au/ .
Simon Cook:
Toshiba and World Pacific Telecommunications
http://www.toshiba-web.com/
Tarnia Gurney:
Gurney Financial Services
http://www.gurneyfinancialservices.com.au/
Planningwerx4U
http://www.planningwerx4u.com.au/
Ted O’Shannessy:
Financial Freeway
http://www.financialfreeway.com.au/
Kate Morris:
Joyful Healing & Wellness
http://www.joyfulhealingandwellness.com.au/
Dean Brown:
Woodview Home Loans & Finance
http://www.homeloansandfinance.com.au/
Andrew Dunn:
BizSav
http://www.bizsave.com.au/
Toni Oliver:
Toni Oliver Conveyancing
http://www.tonioliverconveyancing.com.au/
Peter Sandys:
Find My Local
http://www.findmylocal.com.au/
Find My Local:
Business is owned by Michael. Michael is setting up an online find my local website. It is only for the NSW Central Coast. It is only new and is in the building stage at the moment. Once they have some businesses on there, they will publish on line. It will have your business details, logos, pictures for your business, contact details including address, phone numbers, website and email, Google map of business location, information about your business – exactly what you do. This will assist the clients find exactly what they want and need. For more info contact Peter Sandys or Michael on 02 4305 0865 or enquire@findmylocal.com.au
This Weeks presentation is from Tony Bourke Regarding Goals and Goal Setting.
Who has a goal or goals?
Who has written them down?
Who carries them around with them?
2% of people write down their goals
You need to write down what you really want
80% of people who wrote down their goals, and put them in their wallet, had completed those goals.
Brian Tracy – talks about goal setting, have a look at his books.
Step 1: What do you want? Be specific – How much money, How many clients, etc. write it down.
I am so happy and grateful now that by ______ I am/have
___________________________________________________________________
Step 2: See and Feel the goal completed in your imagination! How does it look and feel in your mind as the completed goal? Describe below.
___________________________________________________________________
Step 3: Action - what is the first step. E.g.: contact someone, read a book, find someone who has done what you want to do, etc.
Goal Action step No 1 is:
___________________________________________________________________
No put the goal in your wallet. And review regularly.
For more information on goal setting contact Tony on http://www.tonybourke.com.au/
Tony provided the group with a handout, if you would like a copy, please contact Tony on tbourke@aiib.com.au
Thanks Tony.
Planningwerx4U has some business planning CDs on sale for $50 this month, will be $359. If you are interested in purchasing a CD or know some one who might be contact Tarnia on admin@planningwerx4u.com.au
Next meeting
Organisation - Tarnia will be opening the topic then an open discussion for all attendees
Upcoming Topics –
Time Management,
Your Super Your Choice,
Business Management.
Thank you all for coming along. Feel free to come along next time, bring a friend. Remember this group is for small business owners to help build relationships with other small business owners, and to offer assistance to others if needed.
For those available, please stay around and have a chat or catch up with someone.
Next Meeting:
Wednesday 28 October 2009 – 10.20 arrival for 10.30 starts.
Thanks
Regards Tarnia
Tuesday, September 29, 2009
minutes - 23.9.09
Coffee Time Minutes – 23/9/09
Welcome:
Good Morning to you all and thanks for coming along.
Who we are:
Coffee Time is a group where you can meet others in business and build relationships. We meet on the 2nd and 4th Wednesday of the month. Here at the Zenith Centre.
Apologises:
Dean Brown, Sue Wells
Attendees:
Tarnia Gurney, Simon Cook, Karen Teunissen, Tony Bourke, Ted O’Shannessy, Annie Wilson, John Mann, Kate Morris, Natalie Pye, Alan Jones, Jenny Abourizk, Barry Clendenning,
Golden Rules
Can we show each other respect by only person to speak at a time. And hold all
Conversations, recommendations, till the end.
Wins:
Natalie – was able to do business with Craig – C&N Freight for transport of Centrum Printing. Plus 2 permanent pickups for local business.
Kate - has a part time job with Central Coast Community Chest
Tony – Has a file testimonial for his new book. New book out end of next month – helps small business owners with insurance
Simon – Signed 1st deal with Smart Print
Ted – has 100 distributors for Send out Cards;
Update on:
Wyong Chamber of Commerce has its memberships due. If not part of this group, have a think about it.
Good networking over a meal. www.wyongchamber.com.au
Wyong Chamber of Commerce:
Annual Ball – 16th October;
Dinner/networking 10th November
B2B Function – Lizottes Newcastle – 22nd August. – was fantastic. Lots of new people. Great music and food.
B2B Function – Next one at Murrays Beach. Contact Lyn for more details or www.lbhpromotions.com.au
SWNG: Women’s Workshop Tonight (23rd Sept) Castle Hill
Networking on the Green – Wamberal 30th of September
For more info – www.sydneywomensnetworking.com.au
Savvy Singles: Launch on 14th October at Iguana’s Waterfront
For more info www.savvvysingles.com.au
Education
Welcome:
Good Morning to you all and thanks for coming along.
Who we are:
Coffee Time is a group where you can meet others in business and build relationships. We meet on the 2nd and 4th Wednesday of the month. Here at the Zenith Centre.
Apologises:
Dean Brown, Sue Wells
Attendees:
Tarnia Gurney, Simon Cook, Karen Teunissen, Tony Bourke, Ted O’Shannessy, Annie Wilson, John Mann, Kate Morris, Natalie Pye, Alan Jones, Jenny Abourizk, Barry Clendenning,
Golden Rules
Can we show each other respect by only person to speak at a time. And hold all
Conversations, recommendations, till the end.
Wins:
Natalie – was able to do business with Craig – C&N Freight for transport of Centrum Printing. Plus 2 permanent pickups for local business.
Kate - has a part time job with Central Coast Community Chest
Tony – Has a file testimonial for his new book. New book out end of next month – helps small business owners with insurance
Simon – Signed 1st deal with Smart Print
Ted – has 100 distributors for Send out Cards;
Update on:
Wyong Chamber of Commerce has its memberships due. If not part of this group, have a think about it.
Good networking over a meal. www.wyongchamber.com.au
Wyong Chamber of Commerce:
Annual Ball – 16th October;
Dinner/networking 10th November
B2B Function – Lizottes Newcastle – 22nd August. – was fantastic. Lots of new people. Great music and food.
B2B Function – Next one at Murrays Beach. Contact Lyn for more details or www.lbhpromotions.com.au
SWNG: Women’s Workshop Tonight (23rd Sept) Castle Hill
Networking on the Green – Wamberal 30th of September
For more info – www.sydneywomensnetworking.com.au
Savvy Singles: Launch on 14th October at Iguana’s Waterfront
For more info www.savvvysingles.com.au
Education
- September is small business month
BEC have some courses coming up, please see Debbie or Kim for More information
Introduce yourself:
Each person to say hi and who they are, what they do – 30 second spill.
Tony Bourke: AIIB Insurance – Director of AIIB
http://www.aiib.com.au
Jenny Abourizk: Job Centre Australia
www.jobcentreaustralia.com.au
Alan Jones: Active Assist
www.activeassist.com.au
Natalie Pye: C&N Freight.
Website being built – cnfreight@bigpond.com
Karen Teunissen: Australian Government Job Placement – CSR
http://www.crsaustralia.gov.au
Simon Cook: Toshiba and World Pacific Telecommunications
www.toshiba-web.com
Tarnia Gurney: Gurney Financial Services
www.gurneyfinancialservices.com.au
Planningwerx4U
www.planningwerx4u.com.au
John Mann: JMNetwerx
www.jmnetwerx.com.au
Ted O’Shannessy: Financial Freeway
www.financialfreeway.com.au
Annie Wilson: C Results & Massage Therapist
www.cresults.com.au
Kate Morris: Joyful Healing & Wellness
www.joyfulhealingandwellness.com.au
Open Discussion on Marketing and Sales: - Look at the costs of marketing
- How much is brochures, flyer, newpapers and radio.
- Investigate what actually works
- Send Out Cards – for about a $1.30 you can send a heart felt message to your clients. It’s a personal service. For more info www.sendoutcards.com/tarnia
- Marketing is what you do to attract sales
- Sales is the end result
- What works –
Send Out Cards
Emails
Newsletters – email or posted
Networking - Measure your marketing – ask how did you find me?
- Ask for referrals
- Use yellow pages online, true local, B2B booklets, coffee news, Google.
- Look at what you can do for other people, rather than what others can do for you.
- Utilise Twitter and Face Book, My space and Google, blogs to get more internet exposure to get the Gen Y and X.
- Speak to Deb, Darren and Kim to go on the BEC Website for a free listing.
- On your websites add key words.
- Free listing on yellow pages.
- Free plugs on the radio if you give them something.
- Offer to sponsor local businesses and events.
- Donate time or gift vouchers to fund raisers.
- Target your market.
- Who is your ACTUAL client?
- Complete letter drops in your local area with flyers made at home.
- People need to be touched five times to do business with you.
- When dropping flyers in your suburbs, Colour the corners of your flyers for a certain area, offering a special offer. When people take up the offer, tell them to bring the offer flyer with them. This will assist you in knowing where your flyers are working.
- By time wise, utilise the computer, don’t be computer poor.
- Watch for online fees for newspapers online.
- New ways – computer
- Old ways – paper.
- Networking promotes your business.
- Work with people who will promote your business.
- Logos to right hand side of letterhead and business cards. This assists people with remembering who you are.
- Look to B 2 B for advertising locally as this works.
- www.clickbusinesscards.com at Hornsby about $79.
- When you receive a business card write on the back where you met them and how you can help them.
- Add business cards to your outlook contact system and or your data base to keep in file.
- Utilize send out cards or marketing tool to keep in touch with your data base.
Planningwerx4U has some business planning CDs on sale for $50 this month, will be $359. If you are interested in purchasing a CD or know some one who might be contact Tarnia on admin@planningwerx4u.com.au
Next meeting
Tony Bourke will be speaking on Goal Setting please bring one goal with you.
Upcoming Topics at Coffee Time –
Time Management,
Organisation skills,
Your Super Your Choice,
Business Management.
Thank you all for coming along. Feel free to come along next time, bring a friend. Remember this group is for small business owners to help build relationships with other small business owners, and to offer assistance to others if needed.
For those available, please stay around and have a chat or catch up with someone.
Next Meeting:
Wednesday 14th October 2009 – 10.20 arrival for 10.30 starts.
Thanks
Regards Tarnia
Monday, September 21, 2009
Coffee Time Minutes - 9/9/09
Coffee Time Minutes – 9/9/09
Welcome:
Good Morning to you all and thanks for coming along.
Who we are:
Coffee Time is a group where you can meet others in business and build relationships. We meet on the 2nd and 4th Wednesday of the month. Here at the Zenith Centre.
Attendees:
Tarnia Gurney, Andrew Dunn, Simon Cook, Craig Giles, Dean Brown, Karen Teunissen, Rae Phillips, Tony Bourke, Ted O’Shannessy, Deb Rayner, Annie Wilson, John Mann, Kate Morris, Christina Jones, Lyn Thompson, Heidi
Golden Rules
Can we show each other respect by only person to speak at a time. And hold all
Conversations, recommendations, till the end.
Wins:
Craig – was able to do business with Natalie and Craig – C&N Freight for transport of Centrum Printing.
Kate - has a part time job with Central Coast Community Chest
Deb – Sold Endota to Megan, Sold house and moving to ACT next week.
Christine and Darren Jones - Wiggle n Giggle – have picked up the contract to teach at ASPECT – the autistic school on the Central Coast.
Update on:
Wyong Chamber of Commerce has its memberships due. If not part of this group, have a think about it. Good networking over a meal.
Wyong Chamber of Commerce – Networking night and Dinner at the Wyong Race Club – 9th September of August
B2B Function – Ourimbah Campus – 26th August. – was fantastic.
B2B Function – 22/9/09 - Next one at Lizottes Newcastle. Bus leaving the central coast to go up there and it is $20/head for the bus
Education September is small business month
Free course on at Mingara on the 15th of Sept. for small business
Introduce yourself:
Each person to say hi and who they are, what they do – 30 second spill.
Craig Giles: Centrum Printing.
www.centrumprinting.com.au
Dean Brown: Woodview Home Loans & Finance
http://www.homeloansandfinance.com.au
Tony Bourke: AIIB Insurance - Director of AIIB
http://www.aiib.com.au
Karen Teunissen: Australian Government Job Placement - CSR
http://www.crsaustralia.gov.au .
Simon Cook: Toshiba and World Pacific Telecommunications
www.toshiba-web.com
Rae Phillips: Inspire Success
http://www.inspire-success.com
Andrew Dunn: BizSav
www.bizsave.com.au
Tarnia Gurney: Gurney Financial Services
www.gurneyfinancialservices.com.au
Planningwerx4U
www.planningwerx4u.com.au
John Mann: JMNetwerx
www.jmnetwerx.com.au
Ted O’Shannessy: Financial Freeway
www.financialfreeway.com.au
Annie Wilson: CResults
www.cresults.com.au
Kate Morris: Joyful Healing & Wellness
www.joyfulhealingandwellness.com.au
Christina Jones: Wiggle & Giggle Music
www.wiggleandgigglemusic.com.au
Lyn Thompson: LBH Promotions
www.lbhpromotions.com.au
Open Discussion on business issues and ideas:
How difficult is it to get new clients
How easy is it to get business from existing clients
Pay as you go insurance – watch out for the clauses as if you go over the amount, you are not covered, also if you have an accident and you pay by the month, you will have to pay the full years premiums.
Watch hidden costs in bills – eg: Telstra
2.5% if you use a credit card
1.% for paying accounts with a credit card
$2.50 over the counter
Mortgages – 98% are being written in the banks. Mortgage brokers can shoop around. Banks use their products only
News - Work Cover have been in touch with me and have asked that we get all our questions together on Work cover and they will come out and answer them.
Please email all questions to tgurney@gurneyfinancialservices.com.au
Planningwerx4U has some business planning CDs on sale for $50 this month, will be $359. If you are interested in purchasing a CD or know some one who might be contact Tarnia on admin@planningwerx4u.com.au
Thank you all for coming along. Feel free to come along next time, bring a friend. Remember this group is for small business owners to help build relationships with other small business owners, and to offer assistance to others if needed.
For those available, please stay around and have a chat or catch up with someone.
Next Meeting:
Wednesday 23rd September 2009 – 10.20 arrival for 10.30 starts.
Thanks
Regards Tarnia
Welcome:
Good Morning to you all and thanks for coming along.
Who we are:
Coffee Time is a group where you can meet others in business and build relationships. We meet on the 2nd and 4th Wednesday of the month. Here at the Zenith Centre.
Attendees:
Tarnia Gurney, Andrew Dunn, Simon Cook, Craig Giles, Dean Brown, Karen Teunissen, Rae Phillips, Tony Bourke, Ted O’Shannessy, Deb Rayner, Annie Wilson, John Mann, Kate Morris, Christina Jones, Lyn Thompson, Heidi
Golden Rules
Can we show each other respect by only person to speak at a time. And hold all
Conversations, recommendations, till the end.
Wins:
Craig – was able to do business with Natalie and Craig – C&N Freight for transport of Centrum Printing.
Kate - has a part time job with Central Coast Community Chest
Deb – Sold Endota to Megan, Sold house and moving to ACT next week.
Christine and Darren Jones - Wiggle n Giggle – have picked up the contract to teach at ASPECT – the autistic school on the Central Coast.
Update on:
Wyong Chamber of Commerce has its memberships due. If not part of this group, have a think about it. Good networking over a meal.
Wyong Chamber of Commerce – Networking night and Dinner at the Wyong Race Club – 9th September of August
B2B Function – Ourimbah Campus – 26th August. – was fantastic.
B2B Function – 22/9/09 - Next one at Lizottes Newcastle. Bus leaving the central coast to go up there and it is $20/head for the bus
Education September is small business month
Free course on at Mingara on the 15th of Sept. for small business
Introduce yourself:
Each person to say hi and who they are, what they do – 30 second spill.
Craig Giles: Centrum Printing.
www.centrumprinting.com.au
Dean Brown: Woodview Home Loans & Finance
http://www.homeloansandfinance.com.au
Tony Bourke: AIIB Insurance - Director of AIIB
http://www.aiib.com.au
Karen Teunissen: Australian Government Job Placement - CSR
http://www.crsaustralia.gov.au .
Simon Cook: Toshiba and World Pacific Telecommunications
www.toshiba-web.com
Rae Phillips: Inspire Success
http://www.inspire-success.com
Andrew Dunn: BizSav
www.bizsave.com.au
Tarnia Gurney: Gurney Financial Services
www.gurneyfinancialservices.com.au
Planningwerx4U
www.planningwerx4u.com.au
John Mann: JMNetwerx
www.jmnetwerx.com.au
Ted O’Shannessy: Financial Freeway
www.financialfreeway.com.au
Annie Wilson: CResults
www.cresults.com.au
Kate Morris: Joyful Healing & Wellness
www.joyfulhealingandwellness.com.au
Christina Jones: Wiggle & Giggle Music
www.wiggleandgigglemusic.com.au
Lyn Thompson: LBH Promotions
www.lbhpromotions.com.au
Open Discussion on business issues and ideas:
How difficult is it to get new clients
How easy is it to get business from existing clients
Pay as you go insurance – watch out for the clauses as if you go over the amount, you are not covered, also if you have an accident and you pay by the month, you will have to pay the full years premiums.
Watch hidden costs in bills – eg: Telstra
2.5% if you use a credit card
1.% for paying accounts with a credit card
$2.50 over the counter
Mortgages – 98% are being written in the banks. Mortgage brokers can shoop around. Banks use their products only
News - Work Cover have been in touch with me and have asked that we get all our questions together on Work cover and they will come out and answer them.
Please email all questions to tgurney@gurneyfinancialservices.com.au
Planningwerx4U has some business planning CDs on sale for $50 this month, will be $359. If you are interested in purchasing a CD or know some one who might be contact Tarnia on admin@planningwerx4u.com.au
Thank you all for coming along. Feel free to come along next time, bring a friend. Remember this group is for small business owners to help build relationships with other small business owners, and to offer assistance to others if needed.
For those available, please stay around and have a chat or catch up with someone.
Next Meeting:
Wednesday 23rd September 2009 – 10.20 arrival for 10.30 starts.
Thanks
Regards Tarnia
Tuesday, September 1, 2009
Coffee Time Minutes - 26th August 2009
Coffee Time Minutes – 26th August 2009
Welcome:
Good Morning to you all and thanks for coming along.
Who we are:
Coffee Time is a group where you can meet others in business and build relationships. We meet on the 2nd and 4th Wednesday of the month. Here at the Zenith Centre.
Apologises:
John, Rae, Karen, Mark and April, Deb
Attendees:
Tarnia Gurney, Andrew Durin, Mark McCosker, David Norris, Simon Cook, Jenny Abourizk, Ann Thomas, Natalie Pye, Sue Wells, Craig Giles, Donna Llige, Alan Jones, Dean Brown, Karen Teunissen, Paul Trad
Golden Rules
Can we show each other respect by only person to speak at a time. And hold all
Conversations, recommendations, till the end.
Wins:
Craig – Centrum Printing has picked up the contract for printing with Alan Hayes and the village grapevine for the valleys and Wyong area
Christine and Darren Jones - Wiggle n Giggle – are the proud parents of a new Son, 9.5pounds, Name – Jazz at 2.15pm Monday
Update on:
Wyong Chamber of Commerce has its memberships due. If not part of this group, have a think about it. Good networking over a meal.
Wyong Chamber of Commerce – Annual General Meeting and Dinner at the Wyong Race Club – 25th of August
B2B Function – Ourimbah Campus – 26th August. – Tonight
Education
September is small business month. Free course on at Mingara on the 15th of Sept. for small business
Introduce yourself:
Each person to say hi and who they are, what they do – 30 second spill.
Natalie Pye: C & N Freight
Storage and distribution of freight on the coast and NSW. Packaging, cold freight.
Sue Wells: First Aid Express Aid
Teach small and large business first aid training. Just won the contract to support the Solomon Islands and train 150 students in Jan 2010, and again in July 2010
Craig Giles: Centrum Printing
Printing company for small and large businesses. Can do large print runs, booklets, postcards, marketing, all printing of brochures and flyers.
Donna Llige: Ultra Print
Digital print and copy, photocopying, pop up banners, graphic design – small and big runs
Ann Thomas: Coffee News
Coffee News is a small flyer that goes to all coffee shops on the coast. You can advertise in there for a small fee. Affordable advertising. Weekly and everyone reads the articles and ads. There is only one category per issue so no competition – (exclusive) goes to all cafes and coffee shops on the coast. Available in Tuggerah, Toukley, Wyong, Terrigal, The Entrance, etc
Alan Jones: Active Assist
Business Coach, helping businesses grow and build their profits. Hornsby to Newcastle. Business owners, sole traders, and companies up to 10 people. Keeping businesses on line. Business Coaching and specialists
Dean Brown: Woodview Home Loans & Finance
Assist individuals and families with home loans.
Tony Bourke: AIIB Insurance - Director of AIIB.
Help for small business get their insurance right. Provide annual health checkups; Business insurance – PI, PL, Workers Comp, protects businesses.
Also – my book “in Service” out now, went to no 1 over night, $2 from every book to go to the cancer council of Australia. See Tony to buy one today.
Karen Teunissen: Australian Government Job Placement - CSR
Assisting people get jobs in the local community. Disability employer, they understand businesses and put people in business – 4 weeks work experience.
Paul Trad: Comtech
IT Computer company, been around for 20 – 25 years. Mainly deal with medical centres. We are the HP service centre for the central coast. 10 staff in Comtech able to assist you.
Simon Cook: Toshiba and World Pacific Telecommunications
Sales Manager for Toshiba – Photocopiers and Multifunction centres. If you want to save money on your phone bill contact Simon. Cheaper rates and better service
Andrew Durin: BizSav
Dedicated to save business money on utilities – electricity, phone, aswell as cars and other products.
Tarnia Gurney: Gurney Financial Services
Assisting Families and Small Business in consolidation of
Superannuation and setting up adequate insurance.
Planningwerx4U
Assisting small business with their business plan and back office
Jenny Abourizk: Job Centre Australia
Assisting businesses with their staffing and assisting job seekers to find employment
Today’s Presentation- Budgeting by Tarnia Gurney of Gurney Financial Services
· In today's tough economic climate, it is more important than ever to budget and establish a savings plan. This is because budgeting is the best way for you to take control of your finances, save money and plan for the future.
· A sound budget and a savings plan will help you achieve your immediate needs and long-term financial security. Few individuals or families know just how they spend their money.
· They know that at the end of their pay period - weekly, fortnightly or monthly - it is all gone. A budget will change this. It is the direct and sensible approach to personal money management.
· Basically, a budget is a financial plan that itemizes an individual's or a family's spending and helps accomplish short-term and long-term goals.
· The ultimate aim of budgeting is to ensure that you can:
o Adequately meet all your financial commitments and
o Have some money left over to save.
· Set a savings goal that is within your reach and will not put a strain on your budget. Even if you begin by saving only a small amount each pay period, this will add up over a year to a respectable amount.
· Everyone will have his or her own savings target. But, as a general rule, we suggest you aim to save 10 per cent of your gross annual income: five per cent for short-term aims and five per cent for longer-term intensions. While this may not be practicable now, it is worth aiming to reach this goal in the future - and sooner rather than later.
· People with young families should aim to build up an emergency fund equal to three months take-home pay in case of retrenchment or emergencies. Remember:
o Your savings will help you through those difficult times and emergencies;
o Savings will free you from day-to-day money worries;
o If you have money saved, you can use it in emergencies instead of credit cards (with their high interest charges);
o By saving, you will establish a financial track record, which will be important when you apply for a loan for a major purpose (house, land or car);
o Your longer-term savings will help you build up income-producing investments for a better, more secure lifestyle;
o By saving and investing responsibly, you will contribute towards Australia's future by helping to create a national savings pool to fund our development and reduce our dependence on foreign capital;
o A dollar saved is a dollar earned
· But you should be realistic about them and become a disciplined shopper (as well as a disciplined budgeter). This will help make your money work better for you. Here are just a few ideas on this important topic:
o Consider buying lower priced "generics" or items of a similar nature to your regular purchases;
o Switch to less expensive versions of goods or services.
o Shop harder for the best possible deals on items you must have;
o Avoid buying items that are of limited value to you or your family;
o Become a comparison shopper: watch the advertisements and be aware that prices vary from day to day on a whole range of goods from furniture to food;
o Watch for genuine sales and specials;
o Deal with shops, which offer good service and will take goods back without argument if they are unsatisfactory.
o Shop for seasonal specials and stock your freezer. But buy in bulk only when you know you can use everything you intend to buy - otherwise you will have to throw a lot of it out. Waste is costly.
o Phase your purchasing of big items like furniture and major electrical goods over three to five years and buy only when you really need and can afford the items;
o Think about buying good second-hand items - check-out auctions and garage sales;
o If you are holding money in a special savings account, you can often use it to pay for an item - and get a discount for cash;
o Buy Australian-made goods in preference to imports - buying Australian helps save jobs and reduces the nation's overseas payments and debt problems.
· But you should be realistic about them and become a disciplined shopper (as well as a disciplined budgeter). This will help make your money work better for you. Here are just a few ideas on this important topic:
o Consider buying lower priced "generics" or items of a similar nature to your regular purchases;
o Switch to less expensive versions of goods or services.
o Shop harder for the best possible deals on items you must have;
o Avoid buying items that are of limited value to you or your family;
o Become a comparison shopper: watch the advertisements and be aware that prices vary
o from day to day on a whole range of goods from furniture to food;
o Watch for genuine sales and specials;
o Deal with shops, which offer good service and will take goods back without argument if they are unsatisfactory.
o Shop for seasonal specials and stock your freezer. But buy in bulk only when you know
· You can use everything you intend to buy - otherwise you will have to throw a lot of it out. Waste is costly.
o Phase your purchasing of big items like furniture and major electrical goods over three to five years and buy only when you really need and can afford the items;
o Think about buying good second-hand items - check-out auctions and garage sales;
o If you are holding money in a special savings account, you can often use it to pay for an item - and get a discount for cash;
o Buy Australian-made goods in preference to imports - buying Australian helps save jobs and reduces the nation's overseas payments and debt problems.
· Try to be as realistic as possible. Do not make the budget so tight and demanding that it will be impossible to achieve your goals. Do not make it too generous - or you will destroy your incentive to budget and save. Be flexible - but disciplined.
· Do not be discouraged if you cannot get your budget to work - try again. Once you have set up a workable budget, you will find that budgeting becomes a habit.
· Today is the best day to begin budgeting.
· There are two main items to consider: your INCOME and your EXPENDITURE.
In the section headed INCOME, list all your incoming money (after tax).
· Expenditure:
o When you begin compiling your expenditure, it will be helpful if you have by you all the receipts from last year's bills that you can find.
o If you do not have these, keep a detailed list of your spending over the next few months. If you see some items that you can cut back on, note them for future attention.
o If you look after your possessions, they will last longer. Money spent on maintenance to extend life of a costly item can be money saved.
o Learn to be a good supermarket shopper. Make up a shopping list - and stick to it. Avoid impulse buying. Once in a while it is OK to buy something you do not really need. But if you let impulse shopping get out of hand it will overload your trolley and destroy your budget.
o When you have completed your Budget, add up all your income and expenditure and subtract the expenditure total from the income total. What is left over is your spare money for the year.
o As this is a yearly figure, you will need to divide this by 52 to bring it down to a weekly figure, by 26 to make it fortnightly or by 12 to make it monthly. This money is yours to spend or to save; we suggest you save it each pay period.
· It is better for you (or your family) to make these decisions, rather than have them taken out of your hands.
Hand outs provided by Tarnia Gurney of Gurney Financial Services. For further copies please contact tgurney@gurneyfinancialservices.com.au
Open forum and discussions on budgeting:
Pregnancy pauses on your mortgage – contact your bank to organise
Retrenchment and tight times – try to save 3 months plus income to cover you and your expenses
Pay your bills weekly, helps you reduce your overall costs
Books to read:
The richest man in babalong – George Classon
Rich Dad Poor Dad – Robert kirisarki
From Red to Black – Tony Melvin
Pay yourself 10%
Save 10%
Earn a passive income
Remember you will be taxed on your savings account
Put money into your mortgage
Pay regular payments to credit cards and personal loans, paying weekly or fortnightly and paying more than the minimum amount
Look at leasing rather than buying a car outright
Look for tax deductions in your business
X & Y generations get info from the internet
Get advice from specialists – accountants, bookkeepers, financial planners, mortgage broker, your bank
Remember to layby rather than buy on your credit card
Planning your finances out, yearly, monthly and weekly will help you manage your expenses
Defaults – banks and Telco’s will and can put defaults on your name after 60 days outstanding accounts. If you need a check up, see Dean and he can organise for a small fee. Or you can go to http://www.vedaadvantage.com.au/ for your credit rating. Cost is about $40 per year and they keep you updated if anyone looks at your records.
Financial defaults – bank
Utilities defaults – Telstra, Optus, gas, electricity.
Craig Giles has a board game call cash flow and is happy for those interested to have a games night. 6 – 8 players required– if interested please contact Craig
News - Work Cover have been in touch with me and have asked that we get all our questions together on Work cover and they will come out and answer them.
Please email all questions to tgurney@gurneyfinancialservices.com.au
Thank you all for coming along. Feel free to come along next time, bring a friend. Remember this group is for small business owners to help build relationships with other small business owners, and to offer assistance to others if needed.
For those available, please stay around and have a chat or catch up with someone.
Next Meeting:
Wednesday 29th September 2009 – 10.20 arrival for 10.30 starts.
Lunch afterward for Deb Rayner – SURPRISE. Cost $12 plus your own drinks
Thanks
Regards Tarnia
Welcome:
Good Morning to you all and thanks for coming along.
Who we are:
Coffee Time is a group where you can meet others in business and build relationships. We meet on the 2nd and 4th Wednesday of the month. Here at the Zenith Centre.
Apologises:
John, Rae, Karen, Mark and April, Deb
Attendees:
Tarnia Gurney, Andrew Durin, Mark McCosker, David Norris, Simon Cook, Jenny Abourizk, Ann Thomas, Natalie Pye, Sue Wells, Craig Giles, Donna Llige, Alan Jones, Dean Brown, Karen Teunissen, Paul Trad
Golden Rules
Can we show each other respect by only person to speak at a time. And hold all
Conversations, recommendations, till the end.
Wins:
Craig – Centrum Printing has picked up the contract for printing with Alan Hayes and the village grapevine for the valleys and Wyong area
Christine and Darren Jones - Wiggle n Giggle – are the proud parents of a new Son, 9.5pounds, Name – Jazz at 2.15pm Monday
Update on:
Wyong Chamber of Commerce has its memberships due. If not part of this group, have a think about it. Good networking over a meal.
Wyong Chamber of Commerce – Annual General Meeting and Dinner at the Wyong Race Club – 25th of August
B2B Function – Ourimbah Campus – 26th August. – Tonight
Education
September is small business month. Free course on at Mingara on the 15th of Sept. for small business
Introduce yourself:
Each person to say hi and who they are, what they do – 30 second spill.
Natalie Pye: C & N Freight
Storage and distribution of freight on the coast and NSW. Packaging, cold freight.
Sue Wells: First Aid Express Aid
Teach small and large business first aid training. Just won the contract to support the Solomon Islands and train 150 students in Jan 2010, and again in July 2010
Craig Giles: Centrum Printing
Printing company for small and large businesses. Can do large print runs, booklets, postcards, marketing, all printing of brochures and flyers.
Donna Llige: Ultra Print
Digital print and copy, photocopying, pop up banners, graphic design – small and big runs
Ann Thomas: Coffee News
Coffee News is a small flyer that goes to all coffee shops on the coast. You can advertise in there for a small fee. Affordable advertising. Weekly and everyone reads the articles and ads. There is only one category per issue so no competition – (exclusive) goes to all cafes and coffee shops on the coast. Available in Tuggerah, Toukley, Wyong, Terrigal, The Entrance, etc
Alan Jones: Active Assist
Business Coach, helping businesses grow and build their profits. Hornsby to Newcastle. Business owners, sole traders, and companies up to 10 people. Keeping businesses on line. Business Coaching and specialists
Dean Brown: Woodview Home Loans & Finance
Assist individuals and families with home loans.
Tony Bourke: AIIB Insurance - Director of AIIB.
Help for small business get their insurance right. Provide annual health checkups; Business insurance – PI, PL, Workers Comp, protects businesses.
Also – my book “in Service” out now, went to no 1 over night, $2 from every book to go to the cancer council of Australia. See Tony to buy one today.
Karen Teunissen: Australian Government Job Placement - CSR
Assisting people get jobs in the local community. Disability employer, they understand businesses and put people in business – 4 weeks work experience.
Paul Trad: Comtech
IT Computer company, been around for 20 – 25 years. Mainly deal with medical centres. We are the HP service centre for the central coast. 10 staff in Comtech able to assist you.
Simon Cook: Toshiba and World Pacific Telecommunications
Sales Manager for Toshiba – Photocopiers and Multifunction centres. If you want to save money on your phone bill contact Simon. Cheaper rates and better service
Andrew Durin: BizSav
Dedicated to save business money on utilities – electricity, phone, aswell as cars and other products.
Tarnia Gurney: Gurney Financial Services
Assisting Families and Small Business in consolidation of
Superannuation and setting up adequate insurance.
Planningwerx4U
Assisting small business with their business plan and back office
Jenny Abourizk: Job Centre Australia
Assisting businesses with their staffing and assisting job seekers to find employment
Today’s Presentation- Budgeting by Tarnia Gurney of Gurney Financial Services
· In today's tough economic climate, it is more important than ever to budget and establish a savings plan. This is because budgeting is the best way for you to take control of your finances, save money and plan for the future.
· A sound budget and a savings plan will help you achieve your immediate needs and long-term financial security. Few individuals or families know just how they spend their money.
· They know that at the end of their pay period - weekly, fortnightly or monthly - it is all gone. A budget will change this. It is the direct and sensible approach to personal money management.
· Basically, a budget is a financial plan that itemizes an individual's or a family's spending and helps accomplish short-term and long-term goals.
· The ultimate aim of budgeting is to ensure that you can:
o Adequately meet all your financial commitments and
o Have some money left over to save.
· Set a savings goal that is within your reach and will not put a strain on your budget. Even if you begin by saving only a small amount each pay period, this will add up over a year to a respectable amount.
· Everyone will have his or her own savings target. But, as a general rule, we suggest you aim to save 10 per cent of your gross annual income: five per cent for short-term aims and five per cent for longer-term intensions. While this may not be practicable now, it is worth aiming to reach this goal in the future - and sooner rather than later.
· People with young families should aim to build up an emergency fund equal to three months take-home pay in case of retrenchment or emergencies. Remember:
o Your savings will help you through those difficult times and emergencies;
o Savings will free you from day-to-day money worries;
o If you have money saved, you can use it in emergencies instead of credit cards (with their high interest charges);
o By saving, you will establish a financial track record, which will be important when you apply for a loan for a major purpose (house, land or car);
o Your longer-term savings will help you build up income-producing investments for a better, more secure lifestyle;
o By saving and investing responsibly, you will contribute towards Australia's future by helping to create a national savings pool to fund our development and reduce our dependence on foreign capital;
o A dollar saved is a dollar earned
· But you should be realistic about them and become a disciplined shopper (as well as a disciplined budgeter). This will help make your money work better for you. Here are just a few ideas on this important topic:
o Consider buying lower priced "generics" or items of a similar nature to your regular purchases;
o Switch to less expensive versions of goods or services.
o Shop harder for the best possible deals on items you must have;
o Avoid buying items that are of limited value to you or your family;
o Become a comparison shopper: watch the advertisements and be aware that prices vary from day to day on a whole range of goods from furniture to food;
o Watch for genuine sales and specials;
o Deal with shops, which offer good service and will take goods back without argument if they are unsatisfactory.
o Shop for seasonal specials and stock your freezer. But buy in bulk only when you know you can use everything you intend to buy - otherwise you will have to throw a lot of it out. Waste is costly.
o Phase your purchasing of big items like furniture and major electrical goods over three to five years and buy only when you really need and can afford the items;
o Think about buying good second-hand items - check-out auctions and garage sales;
o If you are holding money in a special savings account, you can often use it to pay for an item - and get a discount for cash;
o Buy Australian-made goods in preference to imports - buying Australian helps save jobs and reduces the nation's overseas payments and debt problems.
· But you should be realistic about them and become a disciplined shopper (as well as a disciplined budgeter). This will help make your money work better for you. Here are just a few ideas on this important topic:
o Consider buying lower priced "generics" or items of a similar nature to your regular purchases;
o Switch to less expensive versions of goods or services.
o Shop harder for the best possible deals on items you must have;
o Avoid buying items that are of limited value to you or your family;
o Become a comparison shopper: watch the advertisements and be aware that prices vary
o from day to day on a whole range of goods from furniture to food;
o Watch for genuine sales and specials;
o Deal with shops, which offer good service and will take goods back without argument if they are unsatisfactory.
o Shop for seasonal specials and stock your freezer. But buy in bulk only when you know
· You can use everything you intend to buy - otherwise you will have to throw a lot of it out. Waste is costly.
o Phase your purchasing of big items like furniture and major electrical goods over three to five years and buy only when you really need and can afford the items;
o Think about buying good second-hand items - check-out auctions and garage sales;
o If you are holding money in a special savings account, you can often use it to pay for an item - and get a discount for cash;
o Buy Australian-made goods in preference to imports - buying Australian helps save jobs and reduces the nation's overseas payments and debt problems.
· Try to be as realistic as possible. Do not make the budget so tight and demanding that it will be impossible to achieve your goals. Do not make it too generous - or you will destroy your incentive to budget and save. Be flexible - but disciplined.
· Do not be discouraged if you cannot get your budget to work - try again. Once you have set up a workable budget, you will find that budgeting becomes a habit.
· Today is the best day to begin budgeting.
· There are two main items to consider: your INCOME and your EXPENDITURE.
In the section headed INCOME, list all your incoming money (after tax).
· Expenditure:
o When you begin compiling your expenditure, it will be helpful if you have by you all the receipts from last year's bills that you can find.
o If you do not have these, keep a detailed list of your spending over the next few months. If you see some items that you can cut back on, note them for future attention.
o If you look after your possessions, they will last longer. Money spent on maintenance to extend life of a costly item can be money saved.
o Learn to be a good supermarket shopper. Make up a shopping list - and stick to it. Avoid impulse buying. Once in a while it is OK to buy something you do not really need. But if you let impulse shopping get out of hand it will overload your trolley and destroy your budget.
o When you have completed your Budget, add up all your income and expenditure and subtract the expenditure total from the income total. What is left over is your spare money for the year.
o As this is a yearly figure, you will need to divide this by 52 to bring it down to a weekly figure, by 26 to make it fortnightly or by 12 to make it monthly. This money is yours to spend or to save; we suggest you save it each pay period.
· It is better for you (or your family) to make these decisions, rather than have them taken out of your hands.
Hand outs provided by Tarnia Gurney of Gurney Financial Services. For further copies please contact tgurney@gurneyfinancialservices.com.au
Open forum and discussions on budgeting:
Pregnancy pauses on your mortgage – contact your bank to organise
Retrenchment and tight times – try to save 3 months plus income to cover you and your expenses
Pay your bills weekly, helps you reduce your overall costs
Books to read:
The richest man in babalong – George Classon
Rich Dad Poor Dad – Robert kirisarki
From Red to Black – Tony Melvin
Pay yourself 10%
Save 10%
Earn a passive income
Remember you will be taxed on your savings account
Put money into your mortgage
Pay regular payments to credit cards and personal loans, paying weekly or fortnightly and paying more than the minimum amount
Look at leasing rather than buying a car outright
Look for tax deductions in your business
X & Y generations get info from the internet
Get advice from specialists – accountants, bookkeepers, financial planners, mortgage broker, your bank
Remember to layby rather than buy on your credit card
Planning your finances out, yearly, monthly and weekly will help you manage your expenses
Defaults – banks and Telco’s will and can put defaults on your name after 60 days outstanding accounts. If you need a check up, see Dean and he can organise for a small fee. Or you can go to http://www.vedaadvantage.com.au/ for your credit rating. Cost is about $40 per year and they keep you updated if anyone looks at your records.
Financial defaults – bank
Utilities defaults – Telstra, Optus, gas, electricity.
Craig Giles has a board game call cash flow and is happy for those interested to have a games night. 6 – 8 players required– if interested please contact Craig
News - Work Cover have been in touch with me and have asked that we get all our questions together on Work cover and they will come out and answer them.
Please email all questions to tgurney@gurneyfinancialservices.com.au
Thank you all for coming along. Feel free to come along next time, bring a friend. Remember this group is for small business owners to help build relationships with other small business owners, and to offer assistance to others if needed.
For those available, please stay around and have a chat or catch up with someone.
Next Meeting:
Wednesday 29th September 2009 – 10.20 arrival for 10.30 starts.
Lunch afterward for Deb Rayner – SURPRISE. Cost $12 plus your own drinks
Thanks
Regards Tarnia
Friday, August 21, 2009
Agenda - 26.8.09
Agenda – Coffee Time – 26th August 2009
Open: Welcome
Apologises:
Who we are? What is coffee time? When & Where? Tuggerah’s Zenith Centre. At 10.30 am on the 2nd & 4th Wednesdays of the month. Arrival 10.20 am for 10.30 am start. (Runs for about 1 hour)
Golden Rules - Can we show each other respect by only person to speak at a time. And hold all conversations, recommendations, till the end.
Update on:
SWNG Workshop in Sydney last fortnight was great. Next one is 23rd of September. If any one would like to come along, let me know and we can car pool.
Wyong Chamber of Commerce Annual renewals are due now. Good for networking
SWNG - I spoke to about 20 ladies at their luncheon on the 13th August about budgeting and finance. Went well, though very nervous, more practice and I will be a natural.
Women’s Boot camp – August 14/15/16– was held in Hurlestone Park. I spoke to about 70 women and men about business planning. It went well. They may be taking it around Australia and asked if I would like to come too.
Networking:
Tonight - B2B Function – Ourimbah Campus – 26th August. Should be another great night.
NSW Business Chamber and DSRD have a networking night on at Kooindah Waters on the 1st of September, 5.30 – 7.30 – cost is $50
Education:
September is Small business month and the DSRD is having a free business seminar for small business owners on the 15th at Mingara. You can find out what assistance you can get for your business.
Wins:
Has anyone any wins
Who are you?
Each person to say hi and who they are, what they do – 30 second spill
Presentations:
Tarnia Budgeting and Finance. Open discussion.
Items of Discussion:
Round table open discussion – but one at a time.
Open: Welcome
Apologises:
Who we are? What is coffee time? When & Where? Tuggerah’s Zenith Centre. At 10.30 am on the 2nd & 4th Wednesdays of the month. Arrival 10.20 am for 10.30 am start. (Runs for about 1 hour)
Golden Rules - Can we show each other respect by only person to speak at a time. And hold all conversations, recommendations, till the end.
Update on:
SWNG Workshop in Sydney last fortnight was great. Next one is 23rd of September. If any one would like to come along, let me know and we can car pool.
Wyong Chamber of Commerce Annual renewals are due now. Good for networking
SWNG - I spoke to about 20 ladies at their luncheon on the 13th August about budgeting and finance. Went well, though very nervous, more practice and I will be a natural.
Women’s Boot camp – August 14/15/16– was held in Hurlestone Park. I spoke to about 70 women and men about business planning. It went well. They may be taking it around Australia and asked if I would like to come too.
Networking:
Tonight - B2B Function – Ourimbah Campus – 26th August. Should be another great night.
NSW Business Chamber and DSRD have a networking night on at Kooindah Waters on the 1st of September, 5.30 – 7.30 – cost is $50
Education:
September is Small business month and the DSRD is having a free business seminar for small business owners on the 15th at Mingara. You can find out what assistance you can get for your business.
Wins:
Has anyone any wins
Who are you?
Each person to say hi and who they are, what they do – 30 second spill
Presentations:
Tarnia Budgeting and Finance. Open discussion.
Items of Discussion:
Round table open discussion – but one at a time.
Minutes for Coffee Time - 12th August 2009
Coffee Time Minutes – 12th August 2009
Welcome: Good Morning to you all and thanks for coming along.
Who we are:
Coffee Time is a group where you can meet others in business and build relationships. We meet on the 2nd and 4th Wednesday of the month. Here at the Zenith Centre.
Apologises:
John, Tony, Karen, Mark and April, Deb
Attendees:
Tarnia Gurney, Ted O’Shannessy, Christine Jones, Andrew Durin, Karen Teunissen, Mark McCosker, David Norris, Simon Cook, Jenny Abourizk, Kate Morris, Ann Thomas, Rae Phillips, Craig & Natalie,
Golden Rules
Can we show each other respect by only person to speak at a time. And hold all
Conversations, recommendations, till the end.
Wins:
Mark – Work out World is reopening in the centre
Ann – Business picking up
Dean – at the gym 3 days a week feeling great
Julia – daughter at Uni, going well
Toni – Reece (son) has been chosen to participate in the Central Coast Sports Academy for Golf – he is 14yr
Tarnia – employed a part time assistant, Michelle. Thanks to Jenny at Job Centre Australia
Kate – has organised $20,000 of donations and sponsorship for the Girls Night in - Breast Cancer fund raiser. In October, $55/person.
David - has 2, one of his clients received the top person in the industry for real estate, and one client went on a holiday and his business was still there on his return – first one in many years.
Mark – got his 17 yr old son work experience with schools support at a local mechanic shop.
Update on:
Wyong Chamber of Commerce has its memberships due. If not part of this group, have a think about it. Good networking over a meal.
Women’s Boot camp – August 14/15/16– to be held in Sydney. See Tarnia for more information. I will be presenting to up to 500 women on business planning.
Sydney Women’s Network – Membership if you would like to be a member of this group, please contact Tarnia and she will give you the details to join.
Sydney Women’s Network – Luncheon at Wallarah Bay on the 13th of August. I am presenting on budgeting and managing your finances.
Sydney Women’s Network – Expo on at Castle Hill. 19th August.
If you would like to come along please let me know and we can organise something
Wyong Chamber of Commerce – Annual General Meeting and Dinner at the Wyong Race Club – 25th of August
B2B Function – Ourimbah Campus – 26th August.
Education
BEC has a small business course on for business owners next week. See Kim, Deb or Lynne for further info
Introduce yourself:
Each person to say hi and who they are, what they do – 30 second spill.
Tarnia Gurney:
Gurney Financial Services
Assisting Families and Small Business in consolidation of
Superannuation and setting up adequate insurance.
Planningwerx4U
Assisting small business with their business plan and back office
Ted:
Send Out Cards – customer care program
Distribution and Networking business – greeting cards
Select your card, type your message, click, they print, pack and post it. Teaching others how to be come senders of cards. Marketing online
BDM for finance company
Christine Jones:
Wiggle n Giggle
Teacher of music 0 – 5 yrs, Primary school teaching of music and vocational care
Music classes for children and pre natal as well, teach the parents to bond through music in the womb. And a birth coach.
Jenny Abourizk:
Job Centre Australia
Assisting businesses with their staffing and assisting job seekers to find employment
Angela Anthony:
Angela Anthony Solicitor
Assisting in family matters, wills and power of attorneys, guardianships, and conveyancing
Kate Morris:
Joyful Healing and Wellness
Moving business home, working casual for a local business.
Empassion health care – body products for you.
Simon Cook:
Toshiba and World Pacific Telecommunications
Sales Manager for Toshiba – Photocopiers and Multifunction centres. If you want to save money on your phone bill contact Simon. Cheaper rates and better service
Mark McCrosker:
Supa Centre – Tuggerah
Picking up, people looking at leases. 15 leases signed and looks good for Christmas
Andrew Durin:
BizSav
Dedicated to save business money on utilities – electricity, phone, aswell as cars and other products.
Craig:
C & N Freight
Storage and distribution of freight on the coast and NSW.
David Norris:
Active Assist
Hornsby to Newcastle. Business owners, sole traders, and companies up to 10 people. Keeping businesses on line. Business Coaching and specialists
Rae Phillips:
Inspire Success
Human Resources – building relationships with staff, and building productivity. Assisting business to solve people problems. Now have some CD for sale with templates, forms, and policies on them.
Dean Brown:
Woodview Home Loans & Finance
Assist individuals and families with home loans.
Market slowing down a bit with First home buyers (FHB)
Ann Thomas:
Coffee News
Coffee News is a small flyer that goes to all coffee shops on the coast. You can advertise in there for a small fee. Affordable advertising. Weekly and everyone reads the articles and ads. One occupation per issue so no competition – (exclusive) Goes to all cafes and coffee shops on the coast. Available in Tuggerah, Toukley, Wyong, Terrigal, The Entrance, etc.
Toni Oliver:
Toni Oliver Conveyancing
Licensed mobile conveyancer, specialising in individual matters with buyers and sellers of property – from first home buyers up.
Julia Marr:
Nova Skill
Recruit and train apprenticeships
Offer advice and free training for up skilling Australians
Dept of Education are offering small business management courses for business owners. Contact Julia if interested
Presentations:
Welcome: Good Morning to you all and thanks for coming along.
Who we are:
Coffee Time is a group where you can meet others in business and build relationships. We meet on the 2nd and 4th Wednesday of the month. Here at the Zenith Centre.
Apologises:
John, Tony, Karen, Mark and April, Deb
Attendees:
Tarnia Gurney, Ted O’Shannessy, Christine Jones, Andrew Durin, Karen Teunissen, Mark McCosker, David Norris, Simon Cook, Jenny Abourizk, Kate Morris, Ann Thomas, Rae Phillips, Craig & Natalie,
Golden Rules
Can we show each other respect by only person to speak at a time. And hold all
Conversations, recommendations, till the end.
Wins:
Mark – Work out World is reopening in the centre
Ann – Business picking up
Dean – at the gym 3 days a week feeling great
Julia – daughter at Uni, going well
Toni – Reece (son) has been chosen to participate in the Central Coast Sports Academy for Golf – he is 14yr
Tarnia – employed a part time assistant, Michelle. Thanks to Jenny at Job Centre Australia
Kate – has organised $20,000 of donations and sponsorship for the Girls Night in - Breast Cancer fund raiser. In October, $55/person.
David - has 2, one of his clients received the top person in the industry for real estate, and one client went on a holiday and his business was still there on his return – first one in many years.
Mark – got his 17 yr old son work experience with schools support at a local mechanic shop.
Update on:
Wyong Chamber of Commerce has its memberships due. If not part of this group, have a think about it. Good networking over a meal.
Women’s Boot camp – August 14/15/16– to be held in Sydney. See Tarnia for more information. I will be presenting to up to 500 women on business planning.
Sydney Women’s Network – Membership if you would like to be a member of this group, please contact Tarnia and she will give you the details to join.
Sydney Women’s Network – Luncheon at Wallarah Bay on the 13th of August. I am presenting on budgeting and managing your finances.
Sydney Women’s Network – Expo on at Castle Hill. 19th August.
If you would like to come along please let me know and we can organise something
Wyong Chamber of Commerce – Annual General Meeting and Dinner at the Wyong Race Club – 25th of August
B2B Function – Ourimbah Campus – 26th August.
Education
BEC has a small business course on for business owners next week. See Kim, Deb or Lynne for further info
Introduce yourself:
Each person to say hi and who they are, what they do – 30 second spill.
Tarnia Gurney:
Gurney Financial Services
Assisting Families and Small Business in consolidation of
Superannuation and setting up adequate insurance.
Planningwerx4U
Assisting small business with their business plan and back office
Ted:
Send Out Cards – customer care program
Distribution and Networking business – greeting cards
Select your card, type your message, click, they print, pack and post it. Teaching others how to be come senders of cards. Marketing online
BDM for finance company
Christine Jones:
Wiggle n Giggle
Teacher of music 0 – 5 yrs, Primary school teaching of music and vocational care
Music classes for children and pre natal as well, teach the parents to bond through music in the womb. And a birth coach.
Jenny Abourizk:
Job Centre Australia
Assisting businesses with their staffing and assisting job seekers to find employment
Angela Anthony:
Angela Anthony Solicitor
Assisting in family matters, wills and power of attorneys, guardianships, and conveyancing
Kate Morris:
Joyful Healing and Wellness
Moving business home, working casual for a local business.
Empassion health care – body products for you.
Simon Cook:
Toshiba and World Pacific Telecommunications
Sales Manager for Toshiba – Photocopiers and Multifunction centres. If you want to save money on your phone bill contact Simon. Cheaper rates and better service
Mark McCrosker:
Supa Centre – Tuggerah
Picking up, people looking at leases. 15 leases signed and looks good for Christmas
Andrew Durin:
BizSav
Dedicated to save business money on utilities – electricity, phone, aswell as cars and other products.
Craig:
C & N Freight
Storage and distribution of freight on the coast and NSW.
David Norris:
Active Assist
Hornsby to Newcastle. Business owners, sole traders, and companies up to 10 people. Keeping businesses on line. Business Coaching and specialists
Rae Phillips:
Inspire Success
Human Resources – building relationships with staff, and building productivity. Assisting business to solve people problems. Now have some CD for sale with templates, forms, and policies on them.
Dean Brown:
Woodview Home Loans & Finance
Assist individuals and families with home loans.
Market slowing down a bit with First home buyers (FHB)
Ann Thomas:
Coffee News
Coffee News is a small flyer that goes to all coffee shops on the coast. You can advertise in there for a small fee. Affordable advertising. Weekly and everyone reads the articles and ads. One occupation per issue so no competition – (exclusive) Goes to all cafes and coffee shops on the coast. Available in Tuggerah, Toukley, Wyong, Terrigal, The Entrance, etc.
Toni Oliver:
Toni Oliver Conveyancing
Licensed mobile conveyancer, specialising in individual matters with buyers and sellers of property – from first home buyers up.
Julia Marr:
Nova Skill
Recruit and train apprenticeships
Offer advice and free training for up skilling Australians
Dept of Education are offering small business management courses for business owners. Contact Julia if interested
Presentations:
David Norris – Active Assist
What is business Success?
· Profit
· Lifestyle
· Vision
· Reaching goals set
Success is?
· Achieving goals you set
· Achieving profits you want
Micro businesses find things harder than big corporations.
The difference is big business:
- Are more profitable
- Have clarity
- They know their products, services, marketing, processes, roles, measures, brands and everything has a system
For Micro Businesses to succeed, they too have to plan and prepare like the big corps. Micros need to build a plan, create a structure and have processes in place.
Micro need:
- to have focus,
- direction
- goals
- plan
- measure results
- prioritise where you are going
- Energy
- Keen
- Innovation
- Motivation
Micro Businesses need to ask themselves – am I satisfying my business owner.
Tarnia shared some stats about business planning.
• There was a study complete at Harvard Business School. The study was done over a twenty-five year period with 1,600 businesses. These were the results:
– 70% of the businesses in the study had no written or verbal plan
– 27% of the businesses in the study had verbal plans/goals only
– 3% of the businesses in the study had them written down
– 98% of the wealth was held by those 3% of the businesses in the study
Thanks David.
News - Work Cover have been in touch with me and have asked that we get all our questions together on Work cover and they will come out and answer them.
Please email all questions to tgurney@gurneyfinancialservices.com.au
Thank you all for coming along. Feel free to come along next time, bring a friend. Remember this group is for small business owners to help build relationships with other small business owners, and to offer assistance to others if needed.
For those available, please stay around and have a chat or catch up with someone.
Next Meeting:
Wednesday 26th August 2009 – 10.20 arrival for 10.30 starts.
Regards Tarnia
Monday, August 10, 2009
Agenda - 12/8/09
Open: Welcome
Apologises: Tony Bourke, Karen Teunissen, John Mann
Who we are? What is coffee time? When & Where? Tuggerah’s Zenith Centre. At 10.30 am on the 2nd & 4th Wednesdays of the month. Arrival 10.20 am for 10.30 am start. (Runs for about 1 hour)
Golden Rules : Can we show each other respect by only person to speak at a time. And hold all conversations, recommendations, till the end.
Update on:
SWNG Workshop in Sydney last fortnight was great. Next one is 23rd of September. If any one would like to come along, let me know and we can car pool
SWNG Business Expo – Castle Hill on the 19th of August. If you are interested in Car Pooling with me, let me know. Leaving the coast at 3.00pm returning about 9.30
The next B2B book is in the pile line – if you would like to advertise please contact Lyn or Suzy. Competitive Pricing. And great opportunity for small business to get your name out there. Personally I have picked up 8 clients from the B2B book and networking nights over the last 12 months.
BEC organised for the Small Business Minister to come up. They came up last week and met with some of the coasts business owners. Many questions were asked about support for small business – the minister expressed that small business owners have until December 09 to take up the offer of 50% investment Incentive, which is for plant, vehicle and equipment; as well as the ATO putting in place assistance for Small business taxation. For further information please refer to www.ato.com.au
Wyong Chamber of Commerce annual renewals are due now. Good network of people.
Networking:
Women’s Boot camp – August 14/15/16– to be held in Sydney. See Tarnia for more information. I will be presenting to up to women on business planning.
Sydney Women’s Network – Luncheon at Wallarah Bay on the 13th of August. I am presenting on budgeting and managing your finances.
Wyong Chamber of Commerce – Annual General Meeting and Dinner at the Wyong Race Club – 25th of August
B2B Function – Ourimbah Campus – 26th August. Let Lyn know if you are coming along. Should be another great night.
NSW Business Chamber and DSRD have a networking night on at Kooindah Waters on the 1st of September, 5.30 – 7.30 – cost is $50
Education:
September is Small business month and the DSRD is having a free business seminar for small business owners on the 15th at Mingara. You can find out what assistance you can get for your business.
Wins: Has anyone any wins
Who are you? Each person to say hi and who they are, what they do – 30 second spill
Presentations:
Mark Izzard – Security
David Norris – Business Planning
Items of Discussion:Round table open discussion – but one at a time
Apologises: Tony Bourke, Karen Teunissen, John Mann
Who we are? What is coffee time? When & Where? Tuggerah’s Zenith Centre. At 10.30 am on the 2nd & 4th Wednesdays of the month. Arrival 10.20 am for 10.30 am start. (Runs for about 1 hour)
Golden Rules : Can we show each other respect by only person to speak at a time. And hold all conversations, recommendations, till the end.
Update on:
SWNG Workshop in Sydney last fortnight was great. Next one is 23rd of September. If any one would like to come along, let me know and we can car pool
SWNG Business Expo – Castle Hill on the 19th of August. If you are interested in Car Pooling with me, let me know. Leaving the coast at 3.00pm returning about 9.30
The next B2B book is in the pile line – if you would like to advertise please contact Lyn or Suzy. Competitive Pricing. And great opportunity for small business to get your name out there. Personally I have picked up 8 clients from the B2B book and networking nights over the last 12 months.
BEC organised for the Small Business Minister to come up. They came up last week and met with some of the coasts business owners. Many questions were asked about support for small business – the minister expressed that small business owners have until December 09 to take up the offer of 50% investment Incentive, which is for plant, vehicle and equipment; as well as the ATO putting in place assistance for Small business taxation. For further information please refer to www.ato.com.au
Wyong Chamber of Commerce annual renewals are due now. Good network of people.
Networking:
Women’s Boot camp – August 14/15/16– to be held in Sydney. See Tarnia for more information. I will be presenting to up to women on business planning.
Sydney Women’s Network – Luncheon at Wallarah Bay on the 13th of August. I am presenting on budgeting and managing your finances.
Wyong Chamber of Commerce – Annual General Meeting and Dinner at the Wyong Race Club – 25th of August
B2B Function – Ourimbah Campus – 26th August. Let Lyn know if you are coming along. Should be another great night.
NSW Business Chamber and DSRD have a networking night on at Kooindah Waters on the 1st of September, 5.30 – 7.30 – cost is $50
Education:
September is Small business month and the DSRD is having a free business seminar for small business owners on the 15th at Mingara. You can find out what assistance you can get for your business.
Wins: Has anyone any wins
Who are you? Each person to say hi and who they are, what they do – 30 second spill
Presentations:
Mark Izzard – Security
David Norris – Business Planning
Items of Discussion:Round table open discussion – but one at a time
Saturday, August 1, 2009
Coffee Time Minutes - 22 July 09
Welcome:
Good Morning to you all and thanks for coming along.
Who we are:
Coffee Time is a group where you can meet others in business and build relationships. We meet on the 2nd and 4th Wednesday of the month. Here at the Zenith Centre.
Apologises:
John, Tony, Angela, Deb, Ann, Dean and Toni
Attendees:
Tarnia Gurney, Tony Bourke, Alan Jones, Ted O’Shannessy, Christine Jones, Andrew Durin, Karen Gough, Donna Llige, Cindy Steel, Mark McCosker, Simon Cook,
Golden Rules
Can we show each other respect by only person to speak at a time. And hold all
Conversations, recommendations, till the end.
Wins:
Ted – Will be working as a BDM for a finance Company – North Shore and North Coast
Tony Bourke – AIIB – his book is on its way to Australia, there is to be a worldwide launch, 50 Authors, all about Service – title “in Service” will be released next week. If you would like to order, please see Tony for a form.
Christine Jones – in talks for the autistic school on the coast to teach music.
Karen – Her agency was able to assist a lady get a job & home and turn around her life
Update on:
Parenting and Baby Expo at Mingara – was good. Not as many people as last year - may have been due to holidays.
Heavenly Scent Candles turned one.
Wyong Chamber of Commerce has its memberships due. If not part of this group, have a think about it. Good networking over a meal.
Women’s Boot camp – August 14/15/16– to be held in Sydney. See Tarnia for more information. I will be presenting to up to 500 women on business planning.
Sydney Women’s Network – Membership if you would like to be a member of this group, please contact Tarnia and she will give you the details to join.
Sydney Women’s Network – Luncheon at Wallarah Bay on the 13th of August. I am presenting on budgeting and managing your finances.
Sydney Women’s Network – Expo on at Castle Hill. 19th August.
If you would like to come along please let me know and we can organise something
Wyong Chamber of Commerce – Annual General Meeting and Dinner at the Wyong Race Club – 25th of August
B2B Function – Ourimbah Campus – 26th August.
Education
BEC has a small business course on for business owners next week. See Kim, Deb or Lynne for further info
Introduce yourself:
Each person to say hi and who they are, what they do – 30 second spill.
Tarnia Gurney: Gurney Financial Services
Assisting Families and Small Business in consolidation of
Superannuation and setting up adequate insurance.
Christine Jones: Wiggle n Giggle
Teacher of music 0 – 5 yrs, Primary school teaching of music and vocational care
Music classes for children and pre natal as well, teach the parents to bond through music in the womb. And a birth coach.
Karen Gough: Australian Government Job Placement - CSR
Assisting people get jobs in the local community.
Cindy Steel: Sydney Women’s Network & Central Coast Women’s Network
Ladies meeting together to build friendships and support.
Luncheons on the coast bi-monthly – next one 13th August
Expos – Parramatta, Hills, Penrith
Workshops – self development and networking in Sydney – 4 over next 4 months.
Membership – either do 1, 2 or all meet groups.
Simon Cook: Toshiba and World Pacific Telecommunications
Sales Manager for Toshiba – Photocopiers and Multifunction centres. If you want to save money on your phone bill contact Simon. Cheaper rates and better service
Mark McCrosker: Supa Centre – Tuggerah
Picking up, people looking at leases. 15 leases signed and looks good for Christmas
Ted O'Shannessy: Send Out Cards – customer care program
Distribution and Networking business – greeting cards. Select your card, type your message, click, they print, pack and post it. Teaching others how to be come senders of cards. Marketing online
BDM for finance company
Debt Elimination – courses through community college
Andrew Durin: BizSav
Dedicated to save business money on utilities – electricity, phone, aswell as cars and other products.
Alan Jones: Active Assist
Hornsby to Newcastle. Business owners, sole traders, and companies up to 10 people. Keeping businesses on line. Business Coaching and specialists
Tony Bourke: AIIB Insurance
Clients in Sydney, Newcastle, Central Coast.
Business insurance – PI, PL, Workers Comp, protects businesses. Have you had an annual review of your general insurance, if not see Tony?
We are insurance brokers and can come out and help small business owners with a business health check up.
Also – my book “in Service” out shortly, $2 from every book to go to the cancer council of Australia.
Donna Llige: Ultra Print
Photocopying and printing, including wide format printing, scanning, laminating, binding
Presentations: Tarnia and Tony
Tarnia Gurney: Gurney Financial Services
Personal Insurance – you, your family and your business.
Facts:
1 in 11 women will get breast cancer this year
1 in 7 men will get prostrate cancer
1 in 5 will have a mental disorder – depression, bi polar, breakdown
There are 266,000 babies born each year
Life expectancy for the average person is 81.4 years
Every year 200,000 kids get diagnosed with an illness
Every year 547,000 kids aged 1 – 14 are injured
116,000 people got married last year
47,000 people got divorced last year
Victoria bushfires – Comminsure paid their clients $90 Million in home and contents and building insurance, but they only paid $800,000 in life insurance claims.
When you think about these statistics what do you think about? If you were to be seriously injured, have a trauma or die, how would you family survive?
I specialise in helping families as well as key person insurances for small businesses to protect themselves, and their families.
I can provide cover for:
Life Cover – pays a lump sum benefit on death – pays out mortgages, personal debt, funeral expenses, and maybe put some money away for the family.
Total & Permanent Disability – pays a lump sum benefit on disablement. For example if you lost limbs, became a quadriplegic or paraplegic.
Trauma Cover – pays a lump sum benefit to you if you are diagnosed with a trauma. For example if you had a stroke or heart attack, cancer.
Income Protection – pays up to 75% of your wage as a monthly benefit to you whilst you are off work due to illness or injury.
There are conditions that may apply to these; however this is a little bit of information that might help you understand insurance.
If you are in business with a partner, if something happened to them, who would be your new partner – their spouse. How would you pay the bills, or pay their share of the business out.
If you have any questions please feel free to your financial planner, if you don’t have one and would like an insurance check up let me know and I can come out and have a chat with you.
Tony Bourke: AIIB Insurance
General Insurance – You and Your Business
Tony specialises in general insurance for your business – property and injury.
Insurances are:
Public Liability – covers you if someone of the public injures themselves at your place of work
Workers Compensation – covers you and your employees at work through injury and death
Business Property Insurance – Computers, stock, warehouses
Vehicle Insurance – work vehicles – cars, trucks
There may be conditions that apply.
As an insurance broker, we can come out and assess your business and make sure it is set up correctly. Then we go through the insurance company for what you need.
AIIB provide a business health check. We look at your Public Liability, review your workers compensation.
There may be penalties if you are under insured, so it is best to review each year as your needs and/or situation may change.
Employees are not covered under public liability.
Workers compensation is different in each state – there is different legislation. NSW has Work Cover, which you can go through your broker. You should check your classification and make sure you are correctly classified. As the premiums can be quite different.
Sometimes journey’s to and from work are not covered.
Log on to www.alliance.com.au and complete the free valuation check
Why should you review your general insurance each year – your turnover, staff and products change each year.
If you would like a free health checkup contact Tony or go to the website www.aiib.com.au
Work Cover have been in touch with me and have asked that we get all our questions together on Work cover and they will come out and answer them.
Please email all questions to tgurney@gurneyfinancialservices.com.au
Our next meeting we have David from Active Assist and Mark from Unique Security presenting to our group. We look forward to seeing you all.
Thank you all for coming along. Feel free to come along next time, bring a friend. Remember this group is for small business owners to help build relationships with other small business owners, and to offer assistance to others if needed.
For those available, please stay around and have a chat or catch up with someone.
Next Meeting:
Wednesday 12th August 2009 – 10.20 arrival for 10.30 starts.
Regards Tarnia
Good Morning to you all and thanks for coming along.
Who we are:
Coffee Time is a group where you can meet others in business and build relationships. We meet on the 2nd and 4th Wednesday of the month. Here at the Zenith Centre.
Apologises:
John, Tony, Angela, Deb, Ann, Dean and Toni
Attendees:
Tarnia Gurney, Tony Bourke, Alan Jones, Ted O’Shannessy, Christine Jones, Andrew Durin, Karen Gough, Donna Llige, Cindy Steel, Mark McCosker, Simon Cook,
Golden Rules
Can we show each other respect by only person to speak at a time. And hold all
Conversations, recommendations, till the end.
Wins:
Ted – Will be working as a BDM for a finance Company – North Shore and North Coast
Tony Bourke – AIIB – his book is on its way to Australia, there is to be a worldwide launch, 50 Authors, all about Service – title “in Service” will be released next week. If you would like to order, please see Tony for a form.
Christine Jones – in talks for the autistic school on the coast to teach music.
Karen – Her agency was able to assist a lady get a job & home and turn around her life
Update on:
Parenting and Baby Expo at Mingara – was good. Not as many people as last year - may have been due to holidays.
Heavenly Scent Candles turned one.
Wyong Chamber of Commerce has its memberships due. If not part of this group, have a think about it. Good networking over a meal.
Women’s Boot camp – August 14/15/16– to be held in Sydney. See Tarnia for more information. I will be presenting to up to 500 women on business planning.
Sydney Women’s Network – Membership if you would like to be a member of this group, please contact Tarnia and she will give you the details to join.
Sydney Women’s Network – Luncheon at Wallarah Bay on the 13th of August. I am presenting on budgeting and managing your finances.
Sydney Women’s Network – Expo on at Castle Hill. 19th August.
If you would like to come along please let me know and we can organise something
Wyong Chamber of Commerce – Annual General Meeting and Dinner at the Wyong Race Club – 25th of August
B2B Function – Ourimbah Campus – 26th August.
Education
BEC has a small business course on for business owners next week. See Kim, Deb or Lynne for further info
Introduce yourself:
Each person to say hi and who they are, what they do – 30 second spill.
Tarnia Gurney: Gurney Financial Services
Assisting Families and Small Business in consolidation of
Superannuation and setting up adequate insurance.
Christine Jones: Wiggle n Giggle
Teacher of music 0 – 5 yrs, Primary school teaching of music and vocational care
Music classes for children and pre natal as well, teach the parents to bond through music in the womb. And a birth coach.
Karen Gough: Australian Government Job Placement - CSR
Assisting people get jobs in the local community.
Cindy Steel: Sydney Women’s Network & Central Coast Women’s Network
Ladies meeting together to build friendships and support.
Luncheons on the coast bi-monthly – next one 13th August
Expos – Parramatta, Hills, Penrith
Workshops – self development and networking in Sydney – 4 over next 4 months.
Membership – either do 1, 2 or all meet groups.
Simon Cook: Toshiba and World Pacific Telecommunications
Sales Manager for Toshiba – Photocopiers and Multifunction centres. If you want to save money on your phone bill contact Simon. Cheaper rates and better service
Mark McCrosker: Supa Centre – Tuggerah
Picking up, people looking at leases. 15 leases signed and looks good for Christmas
Ted O'Shannessy: Send Out Cards – customer care program
Distribution and Networking business – greeting cards. Select your card, type your message, click, they print, pack and post it. Teaching others how to be come senders of cards. Marketing online
BDM for finance company
Debt Elimination – courses through community college
Andrew Durin: BizSav
Dedicated to save business money on utilities – electricity, phone, aswell as cars and other products.
Alan Jones: Active Assist
Hornsby to Newcastle. Business owners, sole traders, and companies up to 10 people. Keeping businesses on line. Business Coaching and specialists
Tony Bourke: AIIB Insurance
Clients in Sydney, Newcastle, Central Coast.
Business insurance – PI, PL, Workers Comp, protects businesses. Have you had an annual review of your general insurance, if not see Tony?
We are insurance brokers and can come out and help small business owners with a business health check up.
Also – my book “in Service” out shortly, $2 from every book to go to the cancer council of Australia.
Donna Llige: Ultra Print
Photocopying and printing, including wide format printing, scanning, laminating, binding
Presentations: Tarnia and Tony
Tarnia Gurney: Gurney Financial Services
Personal Insurance – you, your family and your business.
Facts:
1 in 11 women will get breast cancer this year
1 in 7 men will get prostrate cancer
1 in 5 will have a mental disorder – depression, bi polar, breakdown
There are 266,000 babies born each year
Life expectancy for the average person is 81.4 years
Every year 200,000 kids get diagnosed with an illness
Every year 547,000 kids aged 1 – 14 are injured
116,000 people got married last year
47,000 people got divorced last year
Victoria bushfires – Comminsure paid their clients $90 Million in home and contents and building insurance, but they only paid $800,000 in life insurance claims.
When you think about these statistics what do you think about? If you were to be seriously injured, have a trauma or die, how would you family survive?
I specialise in helping families as well as key person insurances for small businesses to protect themselves, and their families.
I can provide cover for:
Life Cover – pays a lump sum benefit on death – pays out mortgages, personal debt, funeral expenses, and maybe put some money away for the family.
Total & Permanent Disability – pays a lump sum benefit on disablement. For example if you lost limbs, became a quadriplegic or paraplegic.
Trauma Cover – pays a lump sum benefit to you if you are diagnosed with a trauma. For example if you had a stroke or heart attack, cancer.
Income Protection – pays up to 75% of your wage as a monthly benefit to you whilst you are off work due to illness or injury.
There are conditions that may apply to these; however this is a little bit of information that might help you understand insurance.
If you are in business with a partner, if something happened to them, who would be your new partner – their spouse. How would you pay the bills, or pay their share of the business out.
If you have any questions please feel free to your financial planner, if you don’t have one and would like an insurance check up let me know and I can come out and have a chat with you.
Tony Bourke: AIIB Insurance
General Insurance – You and Your Business
Tony specialises in general insurance for your business – property and injury.
Insurances are:
Public Liability – covers you if someone of the public injures themselves at your place of work
Workers Compensation – covers you and your employees at work through injury and death
Business Property Insurance – Computers, stock, warehouses
Vehicle Insurance – work vehicles – cars, trucks
There may be conditions that apply.
As an insurance broker, we can come out and assess your business and make sure it is set up correctly. Then we go through the insurance company for what you need.
AIIB provide a business health check. We look at your Public Liability, review your workers compensation.
There may be penalties if you are under insured, so it is best to review each year as your needs and/or situation may change.
Employees are not covered under public liability.
Workers compensation is different in each state – there is different legislation. NSW has Work Cover, which you can go through your broker. You should check your classification and make sure you are correctly classified. As the premiums can be quite different.
Sometimes journey’s to and from work are not covered.
Log on to www.alliance.com.au and complete the free valuation check
Why should you review your general insurance each year – your turnover, staff and products change each year.
If you would like a free health checkup contact Tony or go to the website www.aiib.com.au
Work Cover have been in touch with me and have asked that we get all our questions together on Work cover and they will come out and answer them.
Please email all questions to tgurney@gurneyfinancialservices.com.au
Our next meeting we have David from Active Assist and Mark from Unique Security presenting to our group. We look forward to seeing you all.
Thank you all for coming along. Feel free to come along next time, bring a friend. Remember this group is for small business owners to help build relationships with other small business owners, and to offer assistance to others if needed.
For those available, please stay around and have a chat or catch up with someone.
Next Meeting:
Wednesday 12th August 2009 – 10.20 arrival for 10.30 starts.
Regards Tarnia
Monday, July 20, 2009
Agenda - 22/7/09
Open: Welcome
Apologises: Not able to attend:
Who we are? What is coffee time? When & Where? Tuggerah’s Zenith Centre. At 10.30 am on the 2nd & 4th Wednesdays of the month. Arrival 10.20 am for 10.30 am start. (Runs for about 1 hour)
Golden Rules Can we show each other respect by only person to speak at a time. And hold all conversations, recommendations, till the end.
Update on: Parenting and Baby Expo at Mingara – was good. Not as many people as last year, may have been due to holidays.
Heavenly Scent Candles turned one.
Wyong Chamber of Commerce has its memberships due. If not part of this group, have a think about it. Good networking over a meal.
Networking: Women’s Boot camp – August 14/15/16– to be held in Sydney. See Tarnia for more information. I will be presenting to up to 500 women on business planning.
Sydney Women’s Network – Membership if you would like to be a member of this group, please contact Tarnia and she will give you the details to join.
Sydney Women’s Network – Luncheon at Wallarah Bay on the 13th of August. I am presenting on budgeting and managing your finances.
Sydney Women’s Network – Expo on at Castle Hill. 19th August.
If you would like to come along please let me know and we can organise something
Wyong Chamber of Commerce – Annual General Meeting and Dinner at the Wyong Race Club – 25th of August
B2B Function – Ourimbah Campus – 26th August.
Education: BEC has a small business course on for business owners next week. See Kim, Deb or Lynne for further info.
Wins: Has anyone any wins
Who are you? Each person to say hi and who they are, what they do – 30 second spill
Presentations: Tony Bourke – Insurance – General
Tarnia Gurney – Insurance - personal
Items of Discussion:
1. Round table open discussion – but one at a time.
Apologises: Not able to attend:
Who we are? What is coffee time? When & Where? Tuggerah’s Zenith Centre. At 10.30 am on the 2nd & 4th Wednesdays of the month. Arrival 10.20 am for 10.30 am start. (Runs for about 1 hour)
Golden Rules Can we show each other respect by only person to speak at a time. And hold all conversations, recommendations, till the end.
Update on: Parenting and Baby Expo at Mingara – was good. Not as many people as last year, may have been due to holidays.
Heavenly Scent Candles turned one.
Wyong Chamber of Commerce has its memberships due. If not part of this group, have a think about it. Good networking over a meal.
Networking: Women’s Boot camp – August 14/15/16– to be held in Sydney. See Tarnia for more information. I will be presenting to up to 500 women on business planning.
Sydney Women’s Network – Membership if you would like to be a member of this group, please contact Tarnia and she will give you the details to join.
Sydney Women’s Network – Luncheon at Wallarah Bay on the 13th of August. I am presenting on budgeting and managing your finances.
Sydney Women’s Network – Expo on at Castle Hill. 19th August.
If you would like to come along please let me know and we can organise something
Wyong Chamber of Commerce – Annual General Meeting and Dinner at the Wyong Race Club – 25th of August
B2B Function – Ourimbah Campus – 26th August.
Education: BEC has a small business course on for business owners next week. See Kim, Deb or Lynne for further info.
Wins: Has anyone any wins
Who are you? Each person to say hi and who they are, what they do – 30 second spill
Presentations: Tony Bourke – Insurance – General
Tarnia Gurney – Insurance - personal
Items of Discussion:
1. Round table open discussion – but one at a time.
Tuesday, July 7, 2009
Minutes 8th July 2009
Firstly I would like to thank Ted for running the show today and putting together some notes for us all. i would of love to of come along, but didnt want to share my lovely flu with anyone. so i look forward to seeing you all next fortnight.
Apologies:
Tarnia Gurney, John Mann, Dean Brown, Craig Giles, Tony Bourke, Rae Phillips, Donna Llige, Lyn Thompson Tony Bourke, - sorry most sick with the flu.
Present:
Simon Cook, Alan Norris, Jack Payne, Christina Jones, Karen Tuenissen, Andrew Dunn, Kate Morris, Ted O’Shannessy.
Events:
11th and 12th this weekend is the Parenting and Baby Expo at Mingara 10am - 5pm, Saturday and Sunday. Come and say hi to Tarnia who has a stand there
10th & 11th Janice Munroe –Heavenly Scent Candles is turning one. Janice is having an open day to celebrate. Friday 10th, 10am to 9pm, and Saturday 11th, 10am – 5pm. 21 Holland Place, Tumbi Umbi.
Wyong Chamber of Commerce has its memberships due. If not part of this group, have a think about it. Good networking over a meal.
Networking:
Women’s Boot camp – August 14/15/16– to be held in Sydney. See Tarnia for more information. I will be presenting to up to 500 women on business planning.
Sydney Women’s Network – Membership if you would like to be a member of this group, please contact Tarnia and she will give you the details to join.
Sydney Women’s Network – Luncheon at Wallarah Bay on the 13th of August. I am presenting on budgeting and managing your finances.
Sydney Women’s Networking Expo – Castle Hill 19th August 4pm till 9pm. If you would like to go, let Tarnia know, and we can all go together. Leaving Central coast at 3pm, returning at about 10pm.
Wyong Chamber of Commerce – Annual General Meeting and Dinner at the Wyong Race Club – 25th of August
Education:
Tonight – 8th of July – BEC has a Sales and Marketing Course – see Debbie or Lynne.
Wins:
Simon and Alan both had best month ever.
Kate has a winter warmer special.
Christina announced a Children’s Festival on 20th September.
Andrew Dunn has packages for corporate, associations, individuals and small business.
Alan Jones spoke on his background and the role a Business Coach can provide and the way that Active Assist approach their customers. They take a holistic approach not just financial. Also will provide the first interview free. Rates are $180 per hour
Ted Spoke on his background and what brought him to the marketing space with Send Out Cards. Also spoke briefly on new contract with Active Money and Debt Free & Prosperous Living courses taught in Community College network. Business is all about strong relationships, strong relationships are all about affection, gratitude, familiarity, recognition and giving. Creating those relationships in business can be called Spiritual Marketing, building better relationships with clients, quickly, low cost and effectively. Appreciation and gratitude will win, over self promotion every single time. It’s not about you it’s about them, the client. Sending a totally unexpected card every day that does nothing to promote your business does that. It touches your client in a way your competitors cannot grasp.
Thanks everyone who came along today, and for those sick with this horrible cold, I hope you all get better soon xx
Next meeting 22nd July
Apologies:
Tarnia Gurney, John Mann, Dean Brown, Craig Giles, Tony Bourke, Rae Phillips, Donna Llige, Lyn Thompson Tony Bourke, - sorry most sick with the flu.
Present:
Simon Cook, Alan Norris, Jack Payne, Christina Jones, Karen Tuenissen, Andrew Dunn, Kate Morris, Ted O’Shannessy.
Events:
11th and 12th this weekend is the Parenting and Baby Expo at Mingara 10am - 5pm, Saturday and Sunday. Come and say hi to Tarnia who has a stand there
10th & 11th Janice Munroe –Heavenly Scent Candles is turning one. Janice is having an open day to celebrate. Friday 10th, 10am to 9pm, and Saturday 11th, 10am – 5pm. 21 Holland Place, Tumbi Umbi.
Wyong Chamber of Commerce has its memberships due. If not part of this group, have a think about it. Good networking over a meal.
Networking:
Women’s Boot camp – August 14/15/16– to be held in Sydney. See Tarnia for more information. I will be presenting to up to 500 women on business planning.
Sydney Women’s Network – Membership if you would like to be a member of this group, please contact Tarnia and she will give you the details to join.
Sydney Women’s Network – Luncheon at Wallarah Bay on the 13th of August. I am presenting on budgeting and managing your finances.
Sydney Women’s Networking Expo – Castle Hill 19th August 4pm till 9pm. If you would like to go, let Tarnia know, and we can all go together. Leaving Central coast at 3pm, returning at about 10pm.
Wyong Chamber of Commerce – Annual General Meeting and Dinner at the Wyong Race Club – 25th of August
Education:
Tonight – 8th of July – BEC has a Sales and Marketing Course – see Debbie or Lynne.
Wins:
Simon and Alan both had best month ever.
Kate has a winter warmer special.
Christina announced a Children’s Festival on 20th September.
Andrew Dunn has packages for corporate, associations, individuals and small business.
Alan Jones spoke on his background and the role a Business Coach can provide and the way that Active Assist approach their customers. They take a holistic approach not just financial. Also will provide the first interview free. Rates are $180 per hour
Ted Spoke on his background and what brought him to the marketing space with Send Out Cards. Also spoke briefly on new contract with Active Money and Debt Free & Prosperous Living courses taught in Community College network. Business is all about strong relationships, strong relationships are all about affection, gratitude, familiarity, recognition and giving. Creating those relationships in business can be called Spiritual Marketing, building better relationships with clients, quickly, low cost and effectively. Appreciation and gratitude will win, over self promotion every single time. It’s not about you it’s about them, the client. Sending a totally unexpected card every day that does nothing to promote your business does that. It touches your client in a way your competitors cannot grasp.
Thanks everyone who came along today, and for those sick with this horrible cold, I hope you all get better soon xx
Next meeting 22nd July
Monday, July 6, 2009
Agenda – Coffee Time – 8th July 2009
Open:
Welcome
Apologises:
Not able to attend: Tony Bourke, Tarnia Gurney,
Who we are? What is coffee time? When & Where?
Tuggerah’s Zenith Centre. At 10.30 am on the 2nd & 4th Wednesdays of the month. Arrival 10.20 am for 10.30 am start. (Runs for about 1 hour)
Golden Rules:
Can we show each other respect by only person to speak at a time. And hold all conversations, recommendations, till the end.
Update on:
Westpac Helicopter Race Day – last Thursday. Was excellent, we had a lot of fun
11th and 12th this weekend is the Parenting and Baby Expo at Mingara 10am - 5pm, Saturday and Sunday. Come and say hi to Tarnia who has a stand there
10th & 11th Janice Munroe –Heavenly Scent Candles is turning one. Janice is having an open day to celebrate. Friday 10th, 10am to 9pm, and Saturday 11th, 10am – 5pm. 21 Holland Place, Tumbi Umbi.
Wyong Chamber of Commerce has its memberships due. If not part of this group, have a think about it. Good networking over a meal.
Networking:
Women’s Boot camp – August 14/15/16– to be held in Sydney. See Tarnia for more information. I will be presenting to up to 500 women on business planning
Sydney Women’s Network – Membership if you would like to be a member of this group, please contact Tarnia and she will give you the details to join.
Sydney Women’s Network – Luncheon at Wallarah Bay on the 13th of August. I am presenting on budgeting and managing your finances.
Wyong Chamber of Commerce – Annual General Meeting and Dinner at the Wyong Race Club – 25th of August
Education:
Tonight – 8th of July – BEC has a Sales and Marketing Course – see Debbie or Lynne.
Wins: Has anyone any wins
Who are you? Each person to say hi and who they are, what they do – 30 second spill
Presentations: Alan – Active Assist
Ted – SOC
Items of Discussion:
1. Round table open discussion – but one at a time.
Welcome
Apologises:
Not able to attend: Tony Bourke, Tarnia Gurney,
Who we are? What is coffee time? When & Where?
Tuggerah’s Zenith Centre. At 10.30 am on the 2nd & 4th Wednesdays of the month. Arrival 10.20 am for 10.30 am start. (Runs for about 1 hour)
Golden Rules:
Can we show each other respect by only person to speak at a time. And hold all conversations, recommendations, till the end.
Update on:
Westpac Helicopter Race Day – last Thursday. Was excellent, we had a lot of fun
11th and 12th this weekend is the Parenting and Baby Expo at Mingara 10am - 5pm, Saturday and Sunday. Come and say hi to Tarnia who has a stand there
10th & 11th Janice Munroe –Heavenly Scent Candles is turning one. Janice is having an open day to celebrate. Friday 10th, 10am to 9pm, and Saturday 11th, 10am – 5pm. 21 Holland Place, Tumbi Umbi.
Wyong Chamber of Commerce has its memberships due. If not part of this group, have a think about it. Good networking over a meal.
Networking:
Women’s Boot camp – August 14/15/16– to be held in Sydney. See Tarnia for more information. I will be presenting to up to 500 women on business planning
Sydney Women’s Network – Membership if you would like to be a member of this group, please contact Tarnia and she will give you the details to join.
Sydney Women’s Network – Luncheon at Wallarah Bay on the 13th of August. I am presenting on budgeting and managing your finances.
Wyong Chamber of Commerce – Annual General Meeting and Dinner at the Wyong Race Club – 25th of August
Education:
Tonight – 8th of July – BEC has a Sales and Marketing Course – see Debbie or Lynne.
Wins: Has anyone any wins
Who are you? Each person to say hi and who they are, what they do – 30 second spill
Presentations: Alan – Active Assist
Ted – SOC
Items of Discussion:
1. Round table open discussion – but one at a time.
Tuesday, June 30, 2009
Coffee Time Meeting Minutes - 24th June 2009
Coffee Time Minutes – 24th June 2009
Welcome:
Good Morning to you all and thanks for coming along.
Who we are:
Coffee Time is a group where you can meet others in business and build relationships. We meet on the 2nd and 4th Wednesday of the month. Here at the Zenith Centre.
Apologises:
Sharyn Burgess, Kellie Booth, Simon Cook, Deb Rayner, Mark McCosker
Attendees:
Ann Thomas, Tony Bourke, April & Mark Izzard, Rae Phillips, Alan Jones, Jenny Abourizk, Dean Brown, Tarnia Gurney, Lyn Thompson, Tony Bourke, Ted O’Shannessy, John Mann, Christie & Darren Jones, Andrew Durin, Karen Gough, Jeff & Kerri Paine, Bob Thomson, Matthew Gregory, Jay Lewis, Graham Chew, Toni Oliver
Golden Rules
Can we show each other respect by only person to speak at a time. And hold all
Conversations, recommendations, till the end.
Wins:
Ann Thomas – Coffee News has built a strategic alliance
Christie Jones – Wiggle n Giggle has picked up teaching kids music in schools
Tony Bourke – AIIB – his book is on its way to Australia, there is to be a worldwide launch, 50 Authors, all about Service – title “in Service”
April & Mark Izzard - Unique Security – have picked up the security contract for the V8 supercars; there have also donated the alarm system and time to camp breakaway. Camp Breakaway has a 3yr waiting list and assists kids with disability and sickness and gives them time away from home and hospital.
Rae Phillips – Inspire Success – Central Coast Business Lawyers and Inspire Success are to do updates to businesses on the coast.
Tarnia Gurney – Planningwerx4U – just picked up 2 new companies to assist in their back office and Gurney Financial Services – just picked up 4 clients this week including an employer super to do.
Dean Brown – Woodview Finance and Home Loans – has followed up all people he met at the B2B night and has met with 2 of them.
Update on:
B2B Night in Newcastle – “Fantastic night, Best ever, really enjoyed myself, loved meeting new people “
28th May – Sydney Women’s Luncheon – was really nice, lots of new faces.
Introduce yourself:
Each person to say hi and who they are, what they do – 30 second spill.
Tarnia Gurney: Gurney Financial Services
Assisting Families and Small Business in consolidation of
Superannuation and setting up adequate insurance.
Lyn Thompson: LBH Promotions – letterbox distribution
B2B - booklet for businesses and networking nights
Lyn is also going to be doing events management and hosting of events.
Putting out a booklet to the local community small advertisement to A5. Goes out to 24000 residents and 1000 businesses in your area. Launching soon.
Jenny Abourizk: Job Centre Australia
Help people get into work, people who may only be able to work 8 hrs to 20 hrs per week, they are people returning to work. Some may have a disability – sore back, cancer, learning difficulties, wheel chairs, people suffer from stress or depression– helping people get back into the workforce. Job Centre does rehabilitation and training for all job applicants. If you would like to see how we can place a person in your work place to assist you, give me a call. And you may be entitled to government assistance.
Rae Phillips: Inspire Success
Human Resources – building relationships with staff, and building productivity. Assisting business to solve people problems. Now have some CD for sale with templates, forms, and policies on them.
Andrew Durin: BizSav
Dedicated to save business money on utilities – electricity, phone, aswell as cars and other products.
Darren Jones: Wiggle n Giggle
Teacher of music 0 – 5 yrs, Primary school teaching of music and vocational care
Christie Jones: Wiggle & Giggle
Music classes for children and pre natal as well, teach the parents to bond through music in the womb. And a birth coach.
Karen Gough: Australian Government Job Placement
Assisting people get jobs in the local community.
Jeff & Kerri Paine: Domestic Professionals
Cleaning the outside of your property
Also have a tag and test business – tagging and testing all electrical appliances and cords.
Bob Thomson: Digital Photograpy
Teaching at the community colleges at the moment. Writing some training manuals for the various courses that are coming up.
Matthew Gregory: Landin - Zenith Property and Business Manager.
Licenced Real Estate Agent, aswell as business manager for the Zenith Centre, Running the Café and Zenith Building
April & Mark Izzard: Unique Security
April is learning the business at the moment Central Coast based. Own security guards, not contractors, specialising in Patrols, Alarm Systems, Locksmith Services, Local and Community security. – Buy Local
Jay Lewis: Work cover Australia
Business Advisory Office for NSW. Assists small business in work cover and OH&S. Training
Graham Chew: OH&S specialist
Dean Brown: Woodview Home Loans & Finance
Assist individuals and families with home loans. Market slowing down a bit with First home buyers (FHB)
Tony: AIIB Insurance
Clients in Sydney, Newcastle, Central Coast.
Business insurance – PI, PL, Workers Comp, protects businesses. Have you had an annual review of your general insurance, if not see Tony.
Also – my book “in Service” out shortly, $2 from every book to go to the cancer council of Australia.
John Mann: JM Netwerx:
Account preparation for taxation and Bas, Bookkeeping and accounting, business coaching and planning, project management
Ann Thomas: Coffee News
Coffee News is a small flyer that goes to all coffee shops on the coast. You can advertise in there for a small fee. Affordable advertising. Weekly and everyone reads the articles and ads. One occupation per issue so no competition – (exclusive) Goes to all cafes and coffee shops on the coast. Available in Tuggerah, Toukley, Wyong, Terrigal, The Entrance, etc.
Ted O'Shannessy: Send Out Cards – customer care program
Distribution and Networking business – greeting cards, Select your card, type your message, click, they print, pack and post it. Teaching others how to be come senders of cards. Marketing online
Alan Jones: Active Assist
Hornsby to Newcastle. Business owners, sole traders, and companies up to 10 people. Keeping businesses on line. Business Coaching and specialists
Toni Oliver: Toni Oliver Conveyancing
Mobile conveyancer, specialising in individual matters with buyers and sellers of property – from first home buyers up.
Presentation: Jay Lewis – Work Cover Australia.
Jay is from the Work Cover Business Assistance Unit which provides information, education and assessments to small and medium businesses on the coast. He specialises in small businesses.
Ø Safety is for everyone – both employees and the employer
Ø Be proactive in safety
Ø Having a safe work place
o builds productivity
o staff culture
o less absentees
o less injuries
o cheaper premiums for workers comp
Ø Make sure you have a safe work environment – to save you money
Ø Is your workers compensation up to date, ensure it is covering the business
Ø Work cover provides free consultations and risk management
Ø Work place advisory business team can come out to your business if you have fewer than 20 employees up to 3 times a year. This can be for an assessment or staff training.(the government pays)
Ø In August 09 – work cover will be putting on some workshops on “Bullying” aswell as a OH&S
Ø Commitment is required from management of your business,
Ø Consultation to staff – talk to them, ask them what the issues are
Ø Put in place procedures and reporting
Ø Training for all staff helps your business
Ø Please take a “serious about safe business” pack and do you own assessment
Ø There is a free mentor program available if interest, goes for 8 months and start 26th of June.
Ø 7th July is a forum at Gosford for those interested – 4 per year
Ø Government has offered a $500 safety incentive
Ø Tarnia took notes at my last presentation and will put up on the blog for all.
Thanks Jay for coming out to speak to us. If you want to take a pack there is some on the table. Or contact Jay at jay.lewis@workcover.nsw.gov.au or log on to the website http://www.workcover.com.au/
Tony Bourke – Ignorance is not bliss. Workers comp is an important part of your business, especially if you are a company or employ staff. When you have a claim then your insurance premiums can go up. Make sure your serious on workers comp and make sure your staff are aware of their responsibilities of OH&S in and around your workplace.
Discussions:
Ø workers compensation and contractors – sole traders do not need workers comp unless they employ someone, companies yes, for a further clarification then go to the work cover website and complete the online questionnaire.
Ø There are some scams going around at the moment, especially through email. Please note – your mortgage broker, financial planner or Bank will never ask for your details through an email. Never provide your private information through email. Some other problem emails at this stage are – from Pay Pal, ECards, and Banks. Do not open these emails.
Thank you all for coming along. It was great to see so many people. Feel free to come along next time, bring a friend. Remember this group is for small business owners to help build relationships with other small business owners, and to offer assistance to others if needed.
For those available, please stay around and have a chat or catch up with someone.
Next Meeting:
Wednesday 8th July 2009 – 10.20 arrival for 10.30 starts.
Regards Tarnia
Welcome:
Good Morning to you all and thanks for coming along.
Who we are:
Coffee Time is a group where you can meet others in business and build relationships. We meet on the 2nd and 4th Wednesday of the month. Here at the Zenith Centre.
Apologises:
Sharyn Burgess, Kellie Booth, Simon Cook, Deb Rayner, Mark McCosker
Attendees:
Ann Thomas, Tony Bourke, April & Mark Izzard, Rae Phillips, Alan Jones, Jenny Abourizk, Dean Brown, Tarnia Gurney, Lyn Thompson, Tony Bourke, Ted O’Shannessy, John Mann, Christie & Darren Jones, Andrew Durin, Karen Gough, Jeff & Kerri Paine, Bob Thomson, Matthew Gregory, Jay Lewis, Graham Chew, Toni Oliver
Golden Rules
Can we show each other respect by only person to speak at a time. And hold all
Conversations, recommendations, till the end.
Wins:
Ann Thomas – Coffee News has built a strategic alliance
Christie Jones – Wiggle n Giggle has picked up teaching kids music in schools
Tony Bourke – AIIB – his book is on its way to Australia, there is to be a worldwide launch, 50 Authors, all about Service – title “in Service”
April & Mark Izzard - Unique Security – have picked up the security contract for the V8 supercars; there have also donated the alarm system and time to camp breakaway. Camp Breakaway has a 3yr waiting list and assists kids with disability and sickness and gives them time away from home and hospital.
Rae Phillips – Inspire Success – Central Coast Business Lawyers and Inspire Success are to do updates to businesses on the coast.
Tarnia Gurney – Planningwerx4U – just picked up 2 new companies to assist in their back office and Gurney Financial Services – just picked up 4 clients this week including an employer super to do.
Dean Brown – Woodview Finance and Home Loans – has followed up all people he met at the B2B night and has met with 2 of them.
Update on:
B2B Night in Newcastle – “Fantastic night, Best ever, really enjoyed myself, loved meeting new people “
28th May – Sydney Women’s Luncheon – was really nice, lots of new faces.
Introduce yourself:
Each person to say hi and who they are, what they do – 30 second spill.
Tarnia Gurney: Gurney Financial Services
Assisting Families and Small Business in consolidation of
Superannuation and setting up adequate insurance.
Lyn Thompson: LBH Promotions – letterbox distribution
B2B - booklet for businesses and networking nights
Lyn is also going to be doing events management and hosting of events.
Putting out a booklet to the local community small advertisement to A5. Goes out to 24000 residents and 1000 businesses in your area. Launching soon.
Jenny Abourizk: Job Centre Australia
Help people get into work, people who may only be able to work 8 hrs to 20 hrs per week, they are people returning to work. Some may have a disability – sore back, cancer, learning difficulties, wheel chairs, people suffer from stress or depression– helping people get back into the workforce. Job Centre does rehabilitation and training for all job applicants. If you would like to see how we can place a person in your work place to assist you, give me a call. And you may be entitled to government assistance.
Rae Phillips: Inspire Success
Human Resources – building relationships with staff, and building productivity. Assisting business to solve people problems. Now have some CD for sale with templates, forms, and policies on them.
Andrew Durin: BizSav
Dedicated to save business money on utilities – electricity, phone, aswell as cars and other products.
Darren Jones: Wiggle n Giggle
Teacher of music 0 – 5 yrs, Primary school teaching of music and vocational care
Christie Jones: Wiggle & Giggle
Music classes for children and pre natal as well, teach the parents to bond through music in the womb. And a birth coach.
Karen Gough: Australian Government Job Placement
Assisting people get jobs in the local community.
Jeff & Kerri Paine: Domestic Professionals
Cleaning the outside of your property
Also have a tag and test business – tagging and testing all electrical appliances and cords.
Bob Thomson: Digital Photograpy
Teaching at the community colleges at the moment. Writing some training manuals for the various courses that are coming up.
Matthew Gregory: Landin - Zenith Property and Business Manager.
Licenced Real Estate Agent, aswell as business manager for the Zenith Centre, Running the Café and Zenith Building
April & Mark Izzard: Unique Security
April is learning the business at the moment Central Coast based. Own security guards, not contractors, specialising in Patrols, Alarm Systems, Locksmith Services, Local and Community security. – Buy Local
Jay Lewis: Work cover Australia
Business Advisory Office for NSW. Assists small business in work cover and OH&S. Training
Graham Chew: OH&S specialist
Dean Brown: Woodview Home Loans & Finance
Assist individuals and families with home loans. Market slowing down a bit with First home buyers (FHB)
Tony: AIIB Insurance
Clients in Sydney, Newcastle, Central Coast.
Business insurance – PI, PL, Workers Comp, protects businesses. Have you had an annual review of your general insurance, if not see Tony.
Also – my book “in Service” out shortly, $2 from every book to go to the cancer council of Australia.
John Mann: JM Netwerx:
Account preparation for taxation and Bas, Bookkeeping and accounting, business coaching and planning, project management
Ann Thomas: Coffee News
Coffee News is a small flyer that goes to all coffee shops on the coast. You can advertise in there for a small fee. Affordable advertising. Weekly and everyone reads the articles and ads. One occupation per issue so no competition – (exclusive) Goes to all cafes and coffee shops on the coast. Available in Tuggerah, Toukley, Wyong, Terrigal, The Entrance, etc.
Ted O'Shannessy: Send Out Cards – customer care program
Distribution and Networking business – greeting cards, Select your card, type your message, click, they print, pack and post it. Teaching others how to be come senders of cards. Marketing online
Alan Jones: Active Assist
Hornsby to Newcastle. Business owners, sole traders, and companies up to 10 people. Keeping businesses on line. Business Coaching and specialists
Toni Oliver: Toni Oliver Conveyancing
Mobile conveyancer, specialising in individual matters with buyers and sellers of property – from first home buyers up.
Presentation: Jay Lewis – Work Cover Australia.
Jay is from the Work Cover Business Assistance Unit which provides information, education and assessments to small and medium businesses on the coast. He specialises in small businesses.
Ø Safety is for everyone – both employees and the employer
Ø Be proactive in safety
Ø Having a safe work place
o builds productivity
o staff culture
o less absentees
o less injuries
o cheaper premiums for workers comp
Ø Make sure you have a safe work environment – to save you money
Ø Is your workers compensation up to date, ensure it is covering the business
Ø Work cover provides free consultations and risk management
Ø Work place advisory business team can come out to your business if you have fewer than 20 employees up to 3 times a year. This can be for an assessment or staff training.(the government pays)
Ø In August 09 – work cover will be putting on some workshops on “Bullying” aswell as a OH&S
Ø Commitment is required from management of your business,
Ø Consultation to staff – talk to them, ask them what the issues are
Ø Put in place procedures and reporting
Ø Training for all staff helps your business
Ø Please take a “serious about safe business” pack and do you own assessment
Ø There is a free mentor program available if interest, goes for 8 months and start 26th of June.
Ø 7th July is a forum at Gosford for those interested – 4 per year
Ø Government has offered a $500 safety incentive
Ø Tarnia took notes at my last presentation and will put up on the blog for all.
Thanks Jay for coming out to speak to us. If you want to take a pack there is some on the table. Or contact Jay at jay.lewis@workcover.nsw.gov.au or log on to the website http://www.workcover.com.au/
Tony Bourke – Ignorance is not bliss. Workers comp is an important part of your business, especially if you are a company or employ staff. When you have a claim then your insurance premiums can go up. Make sure your serious on workers comp and make sure your staff are aware of their responsibilities of OH&S in and around your workplace.
Discussions:
Ø workers compensation and contractors – sole traders do not need workers comp unless they employ someone, companies yes, for a further clarification then go to the work cover website and complete the online questionnaire.
Ø There are some scams going around at the moment, especially through email. Please note – your mortgage broker, financial planner or Bank will never ask for your details through an email. Never provide your private information through email. Some other problem emails at this stage are – from Pay Pal, ECards, and Banks. Do not open these emails.
Thank you all for coming along. It was great to see so many people. Feel free to come along next time, bring a friend. Remember this group is for small business owners to help build relationships with other small business owners, and to offer assistance to others if needed.
For those available, please stay around and have a chat or catch up with someone.
Next Meeting:
Wednesday 8th July 2009 – 10.20 arrival for 10.30 starts.
Regards Tarnia
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