Tuesday, March 29, 2011

Coffee Time Minutes 23.3.11

Welcome

Welcome to our new visitors.

Apologises

Dean, Kathy, Kate and Lyn

Who we are?

Small and Home Business owners meeting to build relationships from other SBO’s.

What is CT?

Relatively casual meeting group, where you can network, talk about business ideas and strategies, and learn from one another.

Where?

Tuggerah’s Zenith Centre.

When?

At 10.30 am on the 2nd & 4th Wednesdays of the month. Arrival 10.25 am for 10.30 am start. (Runs for about 1 hour)

Update on our Raffle?

Coffee Time raised $212.45 this year for the Iris Foundation in 2010. This has been deposited into their account.

This year we will continue with our Raffles and donation to Iris Foundation. This year we will do a raffle again for the Iris Foundation. We will be looking for prizes/donations up to the value of $10. Its will be up to you if you would like to participate and none should feel obliged. Tickets will be $2 each, or three for $5.

Updated Members

We have over 105 members for Coffee Time. You can come when you are free, never feel obligated and always feel welcome. I have a list with everyone who has come along to Coffee Time; I am updating the distribution list. If you would like to be included, please check your details are correct, update where necessary and add if not on there.

There are 2 business card holders, please feel free to put your business cards in, these are passed around each meeting, and feel free to support each other and utilize their services.

Networking:
• Coffee Time 13th April
• Coffee Time 27th April
• Coffee Time 11th May
• Coffee Time 25th May
• B2B Networking 12th May – Erina
• Success Women’s Networking – 5th May
• Fridays round the coast SBNG – 3rd Friday her at Zenith
• BEC – Women’s Forum 1st June at Diggers @ the Entrance


Expo’s in 2011
• 29-30 Apr 2011 – Buy Local Festival – Bridgecoast Stadium Terrigal
Over 100 people/businesses booked in to the festival already. Advertising to start next week on TV, Radio, letter box drop, B2B book, and flyers around the coast. Some sites left, so if you’re interested, please contact Lyn Thompson ASAP. 3 weeks away.

• 22/6/11 Central Coast Women’s Network – Mingara Tumbi Umbi

Advertising with Buy Local
• B2B – online buy local $22 per month – see B2B or www.buylocalconnect.com.au
• Book now and sign up – and you will get couple of months for free (coffee time members only)

Education:
2011 – Visit BEC upstairs or log on to www.ccbec.org.au
Courses:
• 29/3/11 – Financial Statements
• 5/4/11 - Collections & bad debt recovery
• 18/5/11 - Modern Selling Techniques
• 25/5/11 - Modern Selling Techniques
• 8/6/11 - Business Planning
• 15/6/11 - Business planning
• 13/7/11 – Importing and Exporting

Action Coach is running Business Mastery – Business Cart IV. If interested contact Michelle on 4369 3704

Update:
• B2B Book went to bed last night, and due out to 20,000 central coast businesses in the next 2 weeks. Keep an eye out for it.
• Wyong Chamber After Dark – 23rd March was really good
• NSW Business Chamber – Breaki with Ita Buttrose – 25th March – wonderful, very inspiring.
• Nights out to meet people on the coast, for singles and couples - the Yellow Piano 23rd of April– see Events with Pizazz website

Wins:

Marama – Computer fix and win for another client.
Dawn – Iris Foundation is the charity of choice with Northern Lakes Chamber of Commerce
Tarnia – spoke at a women’s luncheon
Nic – Survived Zumba
Debbie – thanked everyone for the support of the BEC



Who are you & what do you do: 30 Sec story about you

Tarnia Gurney
Gurney Financial Services www.gurneyfinancialservices.com.au
Planningwerx4U www.planningwerx4u.com.au

Nicole Lothian
SOS Onsite Admin www.sosonsiteadmin.com.au

Karen Teunissen
CRS Australia www.crsaustralia.gov.au

Tim Close
Close Financial Group www.closefinancialgroup.com.au

Dujon Zivic
Encore 8 www.encore8.com

Dawn
Iris Foundation www.irisfoundation.org.au

Alex
Buy Local online/ LBH Promotions/ B2B www.b2bwithatwist.com.au

Marama Carmichael
Essential Wellbeing www.essentialwellbeing.com.au

Toni Fountain
Insight Health www.insighthealthaustralia.com.au

Nicolette Gregory
Photographer & Independent Associate – Usana Health Sciences
onefitone@bigpond.com

Cassandra Parrish
Insight Health – Nutritionist & Wellness Coach www.cassandraraparrish.com.au

Rae Phillips
Inspire Success www.inspire-success.com

Tony Bourke
AIIB Insurance Brokers www.aiib.com.au

Hugh Bowman
Bowman Coastwide Bookkeeping
hugh.bowman@iinet.net.au

Margaret Slade
Central Coast Aerobic Dance
centralcoastaerobicdance@yahoo.com.au

Debbie Carroll
BEC – Central Coast Business Enterprise centre
www.centralcoastsmallbiz.com.au


Presentation – Health and Wellbeing

• 6 strategies for 2011 - from Tarnia (found in a business Mag)
o Check your drivers
 Get the right mindset
 Get a strategy
 Get support
o Make time for change
 10 – 20 minutes, 3 times a week
o Goal Setting for success
 Have a goal
o Establish a base line
 Get assessed by a personal trainer or doctor
o Little steps = big results
 Set yourself some goals
 Set a start date
 Set a finish date
 Book regular exercise into your diary
o Monitor your progress
 Check your weight and measurements
• Once a week or once a fortnight


• Toni –
o Values in life – Health and family
o Steps towards goals
 Diet
 Health
 Walking
 Gym
 Sport
 Personal trainer
o Movement is important – it encourages to the nutrients to the brain
o Biggest killer in the world is Diabetes and Obesity
o Make time to exercise – 10 minutes a day to start
o Moving helps with stress
o Change your environment
o Say affirmations – example: “I willingly release the thoughts and things that clutter my mind”, “I release__________ (person/place/event) to their highest good and I release me to mine”.
o Daily affirmations help us have a positive outlook on life
o Have a positive mental attitude.









• Cassandra – 5 easy to implement health tips

1. Make your health a priority in your life
“What’s the point of working hard as you do to grow your business if you cant reap the benefits of a quality lifestyle in the future”. It is important to prioritise and care for yourself so you can have enough energy and vitality to enjoy life

2. Drink more water – (filtered if possible) – minimum of 2 litres per day
A lot of minor health complaints can be alleviated from simply drinking more water. Majority of the population are dehydrated. Coffee and tea is not included – caffeine actually dehydrates.

3. Eat More fruit and vegetables – minimum 2 serves with lunch and dinner
Eat as close to nature as possible and eating more fruit and vegetables will ensure you are receiving adequate amounts of antioxidants, vitamins and minerals as well as the innate life force within these foods. Without these essential nutrients the body ages and breaks down fasters.

4. Increase awareness o posture and move more – take the stairs
Poor posture puts stress on the body and nervous system and increases the risk of degenerative arthritis and poor health. Make the conscious choice to move more, take the stairs and get up out of your chair more throughout the day.

5. Be thankful or have gratitude for something each day
When we are grateful or giving thanks for things in our life, no matter how small, we are in a happier/more positive frame of mind. It is amazing how much more motivated and full of energy we can be when we are in this state of mind. Say thankyou for as many things as you can think of everyday and observe your improved emotional wellbeing.

Thanks Toni and Cassie, of Insight Health at Erina - great presentation.

Today we raised $44 (included in total for year). Thanks for your support. Today’s winner Rae Phillips from Inspire Success, Thanks to Kathy from Coffee News who has donated today’s prize.

Planningwerx4u has Business Planning Cds for $50 each, if you would like one please let Tarnia know.

Michelle from Webstuff.biz has her books available - $29. Please contact her if you would like to purchase one.

Thanks and see you next time

NEXT MEETING: 13th April 2011
Presentation – NSW Business Chamber

Sunday, March 13, 2011

Coffee Time Minutes - 9th March 2011

Coffee Time Minutes 11.3.11

Welcome

Welcome to our new visitors.

Apologises

Dean,

Who we are?

Small and Home Business owners meeting to build relationships from other SBO’s.

What is CT?

Relatively casual meeting group, where you can network, talk about business ideas and strategies, and learn from one another.

Where?

Tuggerah’s Zenith Centre.

When?

At 10.30 am on the 2nd & 4th Wednesdays of the month. Arrival 10.25 am for 10.30 am start. (Runs for about 1 hour)

Update on our Raffle?

Coffee Time raised $168.45 this year for the Iris Foundation in 2010.

This year we will continue with our Raffles and donation to Iris Foundation. This year we will do a raffle again for the Iris Foundation. We will be looking for prizes/donations up to the value of $10. Its will be up to you if you would like to participate and none should feel obliged. Tickets will be $2 each, or three for $5.

Updated Members

We have over 105 members for Coffee Time. You can come when you are free, never feel obligated and always feel welcome. I have a list with everyone who has come along to Coffee Time; I am updating the distribution list. If you would like to be included, please check your details are correct, update where necessary and add if not on there.

There are 2 business card holders, please feel free to put your business cards in, these are passed around each meeting, and feel free to support each other and utilize their services.

Networking:
· Coffee Time 23rd March
· Coffee Time 13th April
· Coffee Time 27th April
· Wyong Chamber After Dark – 23rd March
· NSW Business Chamber – Breaki with Ita Buttrose – 25th March
· Success Women’s Networking – 5th May
· Fridays round the coast SBNG – 3rd Friday her at Zenith


Expo’s in 2011
· 29-30 Apr 2011 – Buy Local Festival – Terrigal
Over 100 people/businesses booked in to the festival already. Advertising to start next week on TV, Radio, letter box drop, B2B book, and flyers around the coast.

· 22/6/11 Central Coast Women’s Network – Mingara Tumbi Umbi

Advertising with Buy Local
· B2B – online buy local $22 per month – see B2B or www.buylocalconnect.com.au
· Book now and sign up – and you will get couple of months for free (coffee time members only)

Education:
2011 – Visit BEC upstairs or log on to www.ccbec.org.au
Courses:
· 15/3/11 – Business Planning Part A
· 22/3/11 – Business Planning Part B

Update:
B2B Book went to bed last night, and due out to 20,000 central coast businesses in the next 2 weeks. Keep an eye out for it.
Action Coach is running Business Mastery – Business Cart IV. If interested contact Michelle on 4369 3704
Nights out to meet people on the coast, for singles and couples - Hawaii 5 O Cruise – 19th of March & Dinner at the Yellow Piano 23rd of April– see Events with Pizazz

Wins:

Marama – Saved client lots of money and helped him with his business and website.
Simon – Signed off on a deal with a company and assisted them with saving 40% communications
Michelle – has contributed to a new book that has just come out.
Michelle – Picked up Work Cover Website
Sharon – signed a 6 month lease with Ettalong Markets
Kate - CC Tourism to have new residents pack, and Kate’s events will be in it.
Lyn – Won 2 tickets to the Harbour Cruise on the 19th from Events with Pizazz
Tarnia – spoke at a women’s luncheon.


Who are you & what do you do: 30 Sec story about you

Tarnia Gurney
Gurney Financial Services www.gurneyfinancialservices.com.au
Planningwerx4U www.planningwerx4u.com.au

Michelle Allen
Webstuff.biz www.webstuff.biz

Nicole Lothian
SOS Onsite Admin www.sosonsiteadmin.com.au

Karen Teunissen
CRS Australia www.crsaustralia.gov.au

Tim Close
Close Financial Group www.closefinancialgroup.com.au

Dujon Zivic
Encore 8 www.encore8.com

Dawn
Iris Foundation www.irisfoundation.org.au

Kathy Bree
Coffee News www.coffeenews.com.au

Lyn Thompson
Buy Local online/ LBH Promotions/ B2B www.b2bwithatwist.com.au

Julie McDonald
Julie Mac www.juliemacypnosos.com.au

Marama Carmichael
Essential Wellbeing www.essentialwellbeing.com.au

Kellie Targett
Insurance Advisernet ktargett@iaa.net.au

Toni Fountain
Insight Health www.insighthealthaustralia.com.au

Simon Calder
Celtic Management Solutions www.celticmanagement.net.au

Rob Buckworth
Interactive Telecoms www.interactivetelecoms.com

Jenny Abourizk:
Job Centre Australia www.jobcentreaustralia.com.au

Kate Morris
Events with Pizazz www.eventswithpizazz.com.au

Nicolette Gregory
Photographer & Independent Associate – Usana Health Sciences
onefitone@bigpond.com

Cassandra Parrish
Insight Health – Nutritionist & Wellness Coach www.cassandraraparrish.com.au

Michelle Bambridge
Action Coach www.actioncoach.com

Michelle Kavanagh
Central Coast Photo Balls www.ccballs.com.au

Bill Annesley
Central Coast Business Coaching Centre www.ccbusinesscoaching.com.au

Sharon Calder
Coop Handcrafts

Jo Thompson
Destiny By Choice www.destinybychoice.com.au


Presentation

Today’s presentation is about Social Media – By Michelle Allen of Webstuff.biz

Promotion of business through Face Book page.
Have a separate social profile
Have a business page where people can like, but make sure you have protection for your personal page
Company Pages/Business Pages
Interesting links
Interesting articles
Encourage business to business
Encourage and support businesses and charities
Promoting businesses
Sell your brand
BEC has vouchers for $20 – for a appointment with Webstuff.biz to meet with the team and discuss your Facebook/social media marketing
Work with your community
Face Book is world wide
Linked in is more for businesses and professional people
Twitter is for messages.
Add join us on twitter, Facebook or linked in on your website (good way of building your data base)
Central Coast Business Networking & We love our Central Coast Region Face Book pages – promote your businesses and meetings, like it.
Like other businesses on Face Book – helps promotion – e.g. – BEC, B2B, LBH Promotions, Gurney Financial Services
Link your business page through your personal profile
Post something every day or every week.
Twitter a message – forward to your Facebook. E.g.: Tarnia twitters a message; it goes through to Face Book, Linked in and My Space. She has different people on each of them
Make sure you have a website. Make it fresh and inviting

Today we raised $59 (included in total for year). Thanks for your support. Today’s winner was Toni Fountain, who won 1 ticket to the value of $65 for the upcoming Hawaii 5 O cruise from Kate at Events with Pizazz.

Thanks to Iris Foundation and Kathy from Coffee News who have donated a prize for the next 2 meetings. Feel free to donate a prize.

Planningwerx4u has Business Planning Cds for $50 each, if you would like one please let Tarnia know.

Michelle from Webstuff.biz has her books available - $29. Please contact her if you would like to purchase one.

Thanks and see you next time

NEXT MEETING: 23rd March 2011
Presentation – Health and Wellbeing

Tuesday, March 1, 2011

Coffee Time Minutes - 23rd February 2011

Welcome

Welcome to our new visitors.

Apologises

Dean, Karen

Who we are?

Small and Home Business owners meeting to build relationships from other SBO’s.

What is CT?

Relatively casual meeting group, where you can network, talk about business ideas and strategies, and learn from one another.

Where?

Tuggerah’s Zenith Centre.

When?

At 10.30 am on the 2nd & 4th Wednesdays of the month. Arrival 10.25 am for 10.30 am start. (Runs for about 1 hour)

Update on our Raffle?

Coffee Time raised $107.45 for the month of February for the Iris Foundation in 2010.

This year we will continue with our Raffles and donation to Iris Foundation. This year we will do a raffle again for the Iris Foundation. We will be looking for prizes/donations up to the value of $10. Its will be up to you if you would like to participate and none should feel obliged. Tickets will be $2 each, or three for $5.

Updated Members

We have over 98 members for Coffee Time. You can come when you are free, never feel obligated and always feel welcome. I have a list with everyone who has come along to Coffee Time; I am updating the distribution list. If you would like to be included, please check your details are correct, update where necessary and add if not on there.

There are 2 business card holders, please feel free to put your business cards in, these are passed around each meeting, and feel free to support each other and utilize their services.

Networking:
• Coffee Time – 9th March
• Coffee Time 23rd March
• Wyong Chamber Dinner – 22nd February
• SWN International Women’s Luncheon at Mingara – 3rd March
• NSW Business Chamber – Breaki with Ita Buttrose – 25th March
• Fridays round the coast SBNG – 3rd Friday her at Zenith


Expo’s in 2011
• 29-30 Apr 2011 – Buy Local Festival
• 22/6/11 Central Coast Women’s Network

Advertising with Buy Local
• B2B – online buy local $22 per month – see B2B or www.buylocalconnect.com.au
• Book now and sign up – and you will get couple of months for free (coffee time members only)

Education:
2011 – Visit BEC upstairs or log on to www.ccbec.org.au
Courses:
• 21/2/11 & 28/2/11 – Online Workshop
• 1/3/11 – Sales and Marketing
• 7/3/11 – Online Workshop
• 15/3/11 – Business Planning Part A
• 22/3/11 – Business Planning Part B

Update:
• Wyong chamber dinner was last night – very good.
• B2B at Mantra Ettalong – great night, fantastic, first event coming next time,

Wins:

Dean – Business has increased
Tony B – my book made the Financial Review, Melbourne taslk back radio and the Townsville Bulletin
April – CCTV has gone into Budgewoi, San Remo and Toukley. Unique Security have donated surveillance
Rob – Maintained business whilst being disabled for 2 months.


Who are you & what do you do: 30 Sec story about you

Tarnia Gurney
Gurney Financial Services http://www.gurneyfinancialservices.com.au/
Planningwerx4U http://www.planningwerx4u.com.au/

Nicole Lothian
SOS Onsite Admin http://www.sosonsiteadmin.com.au/

Tim Close
Close Financial Group http://www.closefinancialgroup.com.au/

Marama Carmichael
Essential Wellbeing http://www.essentialwellbeing.com.au/

Kellie Targett
Insurance Advisernet ktargett@iaa.net.au

Toni Fountain
Insight Health http://www.insighthealthaustralia.com.au/

Sue Liptrott
LBH Promotions http://www.lbhpromotions.com.au/

Selma Sancar
Voice Concepts http://www.voiceconcepts.com.au/

Lyn Thompson
Buy Local online/ LBH Promotions/ B2B http://www.b2bwithatwist.com.au/

Toni Oliver
Toni Oliver Conveyancing http://www.toniconveyancing.com.au/

Tony Bourke
AIIB Insurance Brokers http://www.aiib.com.au/

Dean Brown
Woodview Home Loans & LJ Hooker Financial Lending http://www.homeloansandfinance.com.au/

Simon Calder
Celtic Management Solutions http://www.celticmanagement.net.au/

Rob Buckworth
Interactive Telecoms http://www.interactivetelecoms.com/

April Izzard
Unique Security www.uniquesecurity.com.au

Marama Carmichael
Essential Wellbeing http://www.essentialwellbeing.com.au/

Martin Odell
FutureWorks martinodell@aapt.net.au

Margaret – Dancing Instructor

Jenny Abourizk:
Job Centre Australia http://www.jobcentreaustralia.com.au/

Kate Morris
Events with Pizazz www.eventswithpizazz.com.au

Nicolette Gregory
Photographer & Independent Associate – Usana Health Sciences
onefitone@bigpond.com



Presentation

Today’s presentation is about planning for 2011 – By Tarnia Gurney from Planningwerx4u

Business planning for success:

Did you know?
• There was a study complete at Harvard Business School. The study was done over a twenty-five year period with 1,600 businesses. These were the results:

– 70% of the businesses in the study had no written or verbal plan
– 27% of the businesses in the study had verbal plans/goals only
– 3% of the businesses in the study had them written down

– 98% of the wealth was held by those 3% of the businesses in the study

• Building your Business Plan for 2010
o You should spend about 2 hours in the next week or so to prepare and plan your 2010 and your future
o Your plan must be logical and viable
o It must be a Living document
o It will help you be organised

• What is your competitive advantage?
o Who will use your services
o What do you do better
o What is your advantage
o Who’s your market

• Market Research?
o Have you completed your research
o What are others doing?
o This can be time consuming but it is worth it

• What evidence have you got
o Go to Planningwerx4, Google, DSDR, BEC for assistance

• How much money can you make?
o What amount of money do you need to earn to cover your expenses
 Per month
 Per week
 Per day
 Per client

• Cashflow and Expenses
o Work out expenses – leases, licensing costs, stationary, superannuation, taxes, phones, wages, etc..

• Business Background
• Where are you located – home, office, shop front.
• What do you have to run a business – do your have the training, education, knowledge thru experience
• Know your products
• Know you industry
• Why do you want to be in business
• Who works the business
• Are you a sole trader, a company or a partnership – and how does it all work.

• Your team
• Who is your team?
• Who are your mentors?
• Are there other small businesses that can work with you and support you.

• Customers?
o Who are they
o Where do they come from
o What type of client – age
o Why would they come to you

• Competitors
o Know who they are
o And where they are

• Outside Influences:
o Technology
o Environment
o Legislation
o Regulations

• Issues and Opportunities
o Know your Strengths
o Know your Weaknesses
o Be honest with yourself as you will be able to build your strengths

• Business Systems
o Have office manuals
o Have procedures in place
o Have your systems up to date and in place

• Mission Statement
o What is it
o Does it define you and your business

Planningwerx4u has Business Planning Cds for $50 each, if you would like one please let Tarnia know. or contact http://www.planningwerx4u.com.au/ these CDs are usually sold for $397+GST.

This weeks raffle – donated by Meat at Georges, we raised $59.30 today

NEXT MEETING: 9th March 2011
Presentation – Social Media