Wednesday, April 10, 2013

Coffee Time Minutes - 10th April 2013


Who we are?
Small and Home Business owners meeting to build relationships from other SBO’s.


What is CT?
Relatively casual meeting group, where you can network, talk about business ideas and strategies, and learn from one another.


Where?
Tuggerah’s Zenith Centre.


When?
At 10.30 am on the 2nd & 4th Wednesdays of the month. Arrival 10.25 am for 10.30 am start. (Runs for about 1 hour)


Apologises:
Kellie
Jayne
Grant
Rodney
Toni
Julie


Update on our Raffle?
Today we raised $18, bringing the total this year raised $63 (including this week’s total) for this year for the Iris Foundation in 2013. Over the past 4 years we have raised $2000 for the prevention of suicide.

This year we will continue with our Raffles and donation to Iris Foundation. This year we will do a raffle again for the Iris Foundation. We will be looking for prizes/donations up to the value of $10. Its will be up to you if you would like to participate and none should feel obliged. Tickets will be $2 each, or three for $5.


Coffee Time Networking:
• Coffee Time – 12th June
• Coffee Time – 10th July
• Coffee Time – 14th August
• Coffee Time – 9th October
• Coffee Time – 13th November
• Coffee Time – 11th December + Christmas Luncheon


Other Networking:

• BWC (Business Women’s Connect) Ladies Luncheons on once a month. For more information contact Kym Williams
• SWN (Success Women’s Network) Ladies luncheons are on once a month at The Edge Café, Zenith. For more information contact Corrine
• B2B Networking - contact Suzy or Lyn for more information.
• SBNG – meetings on Fridays around the coast. Meet at Tuggerah on the 3rd Friday of the month. For more information check out the website.


What’s coming up
• Buy Local Festival – 24th and 25th May at Erina’s Impact centre. To book in contact Lyn or Suzy


Education
• The BEC runs courses and mentoring for home and small businesses. For assistance contact Darren, Debbie or Lynne
• Courses coming up are:
• Social Media Domination for small business – the basics – 1st May
• Social Media Domination for small business – advanced – 15th May
• Grants Writing, Fundraising and Volunteer Management – 22nd May
• Business Planning for Growth – Part A – 29th May
• Business Planning for Growth – Part B – 5th June
• Get your business noticed online – 12th June
• Modern selling Techniques – Part A – 19th June
• Modern Selling Techniques – Part b – 26th June
• Marketing Roadmap to Success – 17th July
• BEC also has a membership aswell


Today’s Attendees

Tarnia Gurney
Gurney Financial Services www.gurneyfinancialservices.com.au
Planningwerx4U www.planningwerx4u.com.au

Bev and Dawn
Iris Foundation www.irisfoundation.org.au

Rachel Dillon
Promo Creative promocreative1@gmail.com

Simon Calder
BVO Hunter/Central Coast

Chris Macauley
Macauley by design www.maculeybydesign.com.au

Nicolette Gregory
Artistique Photography www.artistiquephotographybynicolette.com.au

John Christoforou
Green Index - Email john.christofou@gmail.com

Ann O’Kell
Oven & BBQ Cleaning – Wyong www.overnbbqcleaning.com.au

Shan Lawson
Personal Coaching www.centrefieldcoaching.com.au

Lynne Harris
BEC – www.ccbec.org.au

Kate Morris
Independent Consultant www.yiah.com.au

Lyn Thompson
B2B, LBH Promotions www.b2bwithatwist.com.au


Wins

Simon – has another new business – distribution of water and air purifiers
Kate – became a bronze leader and has signed up 39 people to YIAH
Bev – Northern Lakes Rotary has been give the go ahead to assist the intervention centre
Dawn – Slither and Slumber has raised approximately $20K
Shan – ran a success business networking event and is running another one in may.


Today’s Discussion
Continuation from last meeting
10 ways to improve your business – By Toyne Business Associates

1. Hold information nights or demonstrations of your product or service.
This has a similar effect as a newsletter, but allows personal contact. It also allows your customers to bring a friend along!!

2. Plan your business. Set goals, both business and personal, and refer to them regularly.
There are many clichés advocating the benefits of planning and setting goals, suffice to say……..if you do not know where you are going or how you are to get there, there is not much chance of making it!!!!!

3. Benchmark every aspect of your business.
This involves comparing anything you can about the operations or results of your business against industry average figures. You can even do this by comparing your results from year to year, or by comparing yourself to successful businesses in your industry.

This provides you with countless opportunities to improve your business.

4. Put systems in place wherever you can in your business.
This will not only improve the profits in your business but also allow it to manage growth. You can improve the quality of your operations and output. You will also be able to have your team members undertake tasks that you currently do yourself.

Basically, it will free up your time and ensure that the things that need to be done in your business are done.

5. Get feedback from your customers.
It is often not such a bad thing for your business to get a complaint……it lets you know what is wrong with your business. Most unsatisfied customers do not bother to tell you when something is wrong.

By putting in place a system to obtain feedback from your customers you are able to make improvements and really identify how others view you. It might seem scary, but it is invaluable.

6. Form an alliance with another business that has the same target market as you do.

 E.g. Gurney Financial Services and Woodview Home Loans.

You will both be able to market to each other’s client base and provide incentives for customers to deal with you.

One important point is to ensure that the business you form an alliance with is reputable and provides a quality service or product.

7. Get your team involved.
To unlock the full potential of your business you will need the support and help of your team. Give them the power of make decisions and involve them in the planning process. Consider bonuses for achieving agreed business goals.

8. Unlock working capital from within your business.
All business use some sort of working capital requirements. It is often in the form of stock on hand, debtors, creditors or work in progress. Minimising the amount tied up in these areas can provide valuable cashflow for a growing business.

For example, creditors (invoices to be paid) can often be paid by credit card. This not only gives up to another 55 days to pay the account it can also provide you with reward or frequent flyer points.

9. Make your customers feel special.
Start a club for valued customers (hopefully that is all of them) where they can receive benefits. These may include newsletter, information nights, and advance access to product promotions, “exclusive” access to your business or anything else that makes them feel special.

Even send them a thank you card for placing their business with you.

10. Fill in idle time in your business.
What promotions can you run to have customers buy in slow periods?
How can your facilities or assets be used “out of hours”?
What marketing or other beneficial activities can your team be doing in down time?

11. What is the worst possible thing that could happen to your business?
How would you handle it? Do you have insurance? A contingency plan?

Open Discussion
• Hold free webinars
• Combine presentations with other businesses that are in sync with your business
• You plan our holidays, so plan your business
• Weekly meetings – the team gets involved,
• Set goals
• Measure the success of the business
• Use whiteboards
• Test and measure your marketing messages
• Benchmark your business – yr to yr
• Sit down and chat to someone you trust to get honest feedback on your business
• Ask you clients for testimonials
• Ask for feedback – both good and bad. The bad will help you be a better business owner and assist you  not making the same mistake
• Add testimonials to your website
• Ask what you can do better
• Ask your partner if they think you going ok. Talk about it with your life partner
• Accountability – get someone who can make you accountable
• Protect your cash flow
• Try and stay out of debt
• Have appropriate advisers
• Marketing – send out cards
• Send out personalized cards or letters to clients to build rapport. Remember anniversaries, birthdays, etc
• Have an exit strategy
• Business plan should have your exit strategies in there
• Focus on your business – not everything else
• Overcome your fear of failure

Simon has recommended these books to read – apparently very good. They are:
• Chicken soup for the soul
• How to win friends and influence people
• Magic of thinking big

Thanks everyone for your participation, hope everyone got something out of it.

Planningwerx4u has Business Planning Cds for $50 each, if you would like one please let Tarnia know.

Today we raised $18 for Iris Foundation.

Thanks and see you next time

NEXT MEETING: 8th May - Arrive 10.25am for 10.30 start – sharp
The Edge Café, Zenith Centre, Tuggerah

Tuesday, March 12, 2013

Coffee Time Minutes 13.3.13

Who we are? 
Small and Home Business owners meeting to build relationships from other SBO’s.

What is CT?
Relatively casual meeting group, where you can network, talk about business ideas and strategies, and learn from one another.

Where?
Tuggerah’s Zenith Centre.

When?
At 10.30 am on the 2nd & 4th Wednesdays of the month.  Arrival 10.25 am for 10.30 am start. (Runs for about 1 hour)

Apologises:
Kellie
Julie

Update on our Raffle?
Today we raised $18, bringing the total this year raised $18 (including this week’s total) for this year for the Iris Foundation in 2013. Over the past 4 years we have raised $2000 for the prevention of suicide.

This year we will continue with our Raffles and donation to Iris Foundation. This year we will do a raffle again for the Iris Foundation. We will be looking for prizes/donations up to the value of $10. Its will be up to you if you would like to participate and none should feel obliged. Tickets will be $2 each, or three for $5.

Coffee Time Networking:
·         Coffee Time – 10th April
·         Coffee Time – 8th May – Grant Pavett speaking
·         Coffee Time – 12th June
·         Coffee Time – 10th July
·         Coffee Time – 14th August
·         Coffee Time – 9th October
·         Coffee Time – 13th November
·         Coffee Time – 11th December + Christmas Luncheon

Other Networking:
·         BWC (Business Women’s Connect) Ladies Luncheons on once a month. For more information contact Kym Williams
·         SWN (Success Women’s Network) Ladies luncheons are on once a month at The Edge Café, Zenith. For more information contact Corrine
·         B2B Networking - contact Suzy or Lyn for more information.
·         SBNG – meetings on Fridays around the coast. Meet at Tuggerah on the 3rd Friday of the month. For more information check out the website.

What’s coming up
·         Buy Local Festival – 24th and 25th May at Erina’s Impact centre. To book in contact Lyn or Suzy
·         Slither and Slumber – on at Amazement on the 15th March.

Education
·         The BEC runs courses and mentoring for home and small businesses. For assistance contact Darren, Debbie or Lynne
·         Courses coming up are:
·         Setting up a successful online store – 20th March
·         Pricing your product – 3rd April
·         Brilliant results – Improve your content for websites and marketing material – 10th April
·         Social Media Domination for small business – the basics – 1st May
·         Social Media Domination for small business – advanced  – 15th May
·         Grants Writing, Fundraising and Volunteer Management – 22nd May
·         Business Planning for Growth – Part A – 29th May
·         Business Planning for Growth – Part B – 5th June
·         Get your business noticed online – 12th June
·         Modern selling Techniques – Part A – 19th June
·         Modern Selling Techniques – Part b – 26th June
·         Marketing Roadmap to Success – 17th July
·         BEC also has a membership aswell

Today’s Attendees

Tarnia Gurney
Gurney Financial Services www.gurneyfinancialservices.com.au
Planningwerx4U www.planningwerx4u.com.au

Bev and Dawn
Iris Foundation www.irisfoundation.org.au

Jahne Peart
Exploring Names jahne@hotcollections.com.au

Rachel Dillon
Promo Creative promocreative1@gmail.com

Simon Calder
BVO Hunter/Central Coast

Chris Macauley
Macauley by design www.maculeybydesign.com.au

Leeanna
Gem Candles www.gemcandles.com.au
Intimate Whispers www.intimatewhispers.com.au

Nicolette Gregory

Toni Fountain

Christina Fletcher
In2meC Coaching - Email: in2meccoaching@gmail.com

John Christoforou
Green Index - Email john.christofou@gmail.com

Natalie Williams
ET Australia www.etaustralia.com

Paul McCarthy

Patrick Zuluaga

Gennie Nevinson

Rodney Nobel
Wyong Shire Real Estate www.wyongshirerealestate.info

Wins

Patrick – become a Grandfather
Christina – has joined the Insight Health team, working 2 day a week
Iris Foundation – has had advertising on Seafm 2GO Express and NBN
Nicolette – another award for photography
Leanna – her adult app with Itunes being approved
Tarnia – shed 15 kilos
Tarnia - Nominated and Accepted onto the BEC Board and is the secretary.

Todays Discussion

9 ways to improve your business – By Toyne Business Associates

1.    The turnover of your business is made up of just 3 factors;
·         The number of customers you have,
·         The number of times those customers buy from you, and
·         The average value of each sale you make to them

By increasing any of all of these factors… you increase your turnover.

Do you know these figures for your business?
2.       Identify what makes the product or service you sell, different from your competitors... then tell EVERYONE.

Customers buy the differences they perceive. So you need to have them thinking what you want, when they make a buying decision.

3.       Referrals are the most cost effective form of marketing and often provide the most converted leads to sales.

Do you have a system for measuring, rewarding and maximising the referrals to your business?

What networking activities are you involved in enabling you to receive referrals?

Do you ask your current customers for referrals?

4.       Use the first sale to a customer as a lead in for future sales.

It is much easier to sell to an existing customer than to a new one. Identify what further sales you can make to the customer e.g. maintenance items, add on products or more sales of the same product.

5.       Keep a current data base of your existing, past and potential customers.

Not only does this allow follow up sales to be made easily (for previous tip), it allows you to keep in contact with your customers. You can spend your marketing budget efficiently if you can target your customers. It will also allow you to keep your name in the minds of your customers.

6.       Discounting your price focuses customers on the cost of your services. It gives them only one reason to buy from you… and a reason that can and will be matched by your competitors.

Look at adding value to product or services, so that customers can focus on the benefits of dealing with you. This will give customers more reason to buy from you again.

7.       Educate your clients.

Following on from the last tip. The more you tell your clients to enable them to make an informed purchase, the more likely they are to buy from you.. and the more likely that decision to buy won’t be based on price.

8.       Make it easy and fun for your customers to buy from you.

Find out what it is that customers dislike about dealing with businesses in your industry… and design your business so that your customers do not have to deal with those frustrations.

9.       Send out a newsletter to your customers and prospects.

This will help educate your clients, allow you to keep in touch with them, give you additional opportunities to sell to them and position you as an expert in your field.

Your database will allow you to effectively distribute the newsletter… especially if you collect customers’ email addresses.

Open Discussion
·  Testimonials
·  Asking from clients for phone numbers of referrals
·  Asking for referrals from friends and business
·  Networking
·  Identifying businesses that you can assist
·  Identifying businesses that can assist you
·  Paying for referrals
·  Having referral systems in place
·  Personal introduction to new referrals
·  Offering a guarantee
·  Putting in place systems such as a CRM (Client Relationship Manager)
·  Manage past, present and potential clients
·  Keeping in contact regularly with all
·  Sending a card for Christmas on the 26th November or 31st December
·  Disclose and explain what your costs are
·  Be confident
·  Matter of fact
·  Budgets – look at what a personal budget for the business owner is and then look at what the business needs to calculate the exact hourly rate
·  Written agreements or acceptance documents
·  Need to ensure schedule of what the offer is and what costs are involved


Thanks everyone for your participation, hope everyone got something out of it.

Planningwerx4u has Business Planning Cds for $50 each, if you would like one please let Tarnia know.

Today we raised $18 for Iris Foundation.

Thanks and see you next time

NEXT MEETING:                10th April - Arrive 10.25am for 10.30 start – sharp
                                                The Edge Café, Zenith Centre, Tuggerah

Friday, February 15, 2013

Coffee Time Minutes 13.2.13




Who we are?

Small and Home Business owners meeting to build relationships from other SBO’s.



What is CT?

Relatively casual meeting group, where you can network, talk about business ideas and strategies, and learn from one another.


Where?

Tuggerah’s Zenith Centre.


When?

At 10.30 am on the 2nd & 4th Wednesdays of the month. Arrival 10.25 am for 10.30 am start. (Runs for about 1 hour)


Apologises:

Patrick
Kellie
Kathy Bree


Update on our Raffle?

Today we raised $27, bringing the total this year raised $27 (including this week’s total) for this year for the Iris Foundation in 2013. Over the past 4 years we have raised $2000 for the prevention of suicide.

This year we will continue with our Raffles and donation to Iris Foundation. This year we will do a raffle again for the Iris Foundation. We will be looking for prizes/donations up to the value of $10. Its will be up to you if you would like to participate and none should feel obliged. Tickets will be $2 each, or three for $5.


Coffee Time Networking:

• Coffee Time – 13th March
• Coffee Time – 10th April
• Coffee Time – 8th May – Grant Pavett speaking
• Coffee Time – 12th June
• Coffee Time – 10th July
• Coffee Time – 14th August
• Coffee Time – 9th October
• Coffee Time – 13th November
• Coffee Time – 11th December + Christmas Luncheon


Other Networking:

• Wyong Chamber of Commerce has its chamber dinner on the 26th Feburay. For information please contact Karen at the Chamber
• BWC (Business Women’s Connect) Ladies Luncheons on once a month. For more information contact Kym Williams
• SWN (Success Women’s Network) Ladies luncheons are on once a month at The Edge Café, Zenith. For more information contact Corrine
• B2B Networking - contact Suzy or Lyn for more information.
• SBNG – meetings on Fridays around the coast. Meet at Tuggerah on the 3rd Friday of the month. For more information check out the website.


What’s coming up

• Buy Local Festival – 24th and 25th May at Erina’s Impact centre. To book in contact Lyn or Suzy
• Slither and Slumber – on at Amazement on the 15th March.


Education

• The BEC runs courses and mentoring for home and small businesses. For assistance contact Darren, Debbie or Lynne

• Courses coming up are:
• Writing your winning business proposal – 20th Feb
• 50 shades of cash flow – budgeting for success – 13th March
• Setting up a successful online store – 20th March
• Pricing your product – 3rd April
• Brilliant results – Improve your content for websites and marketing material – 10th April
• Social Media Domination for small business – the basics – 1st May
• Social Media Domination for small business – advanced – 15th May
• Grants Writing, Fundraising and Volunteer Management – 22nd May
• Business Planning for Growth – Part A – 29th May
• Business Planning for Growth – Part B – 5th June
• Get your business noticed online – 12th June
• Modern selling Techniques – Part A – 19th June
• Modern Selling Techniques – Part b – 26th June
• Marketing Roadmap to Success – 17th July

• BEC also has a membership aswell


Today’s Attendees

Tarnia Gurney
Gurney Financial Services www.gurneyfinancialservices.com.au
Planningwerx4U www.planningwerx4u.com.au
Bev and Dawn
Iris Foundation www.irisfoundation.org.au

Jahne Peart
Exploring Names jahne@hotcollections.com.au

Rachel Dillon
Promo Creative promocreative1@gmail.com

Simon Calder
BVO Hunter/Central Coast

Chris Macauley
Macauley by design www.maculeybydesign.com.au

Leeanna
Gem Candles www.gemcandles.com.au
Intimate Whispers www.intimatewhispers.com.au

April Izzard
Unique Cleaning Group www.uniquesecurity.com.au

Mark Izzard
Unique Security www.uniquesecurity.com.au

Lynne Harris
BEC – Central Coast Business Enterprise Centre www.centralcoastsmallbiz.com.au

Julie Watson
Ezipix www.ezipix.com.au

Marama Carmichael
Essential Wellbeing http://essentialwellbeingforbusiness.com

Nicolette Gregory
Artistique Photography www.artistiquephotographybynicolette.com.au

Sharyn Burgess
Wyong Neighbourhood Centre www.wyongneighbourhoodcentre.org.au

Toni Fountain
Insight Health www.insighthealthaustralia.com.au

Grant Pavett
CFS Group www.cfsfinancialgroup.amp.com.au

Christina Fletcher
In2meC Coaching - Email: in2mecoaching@gmail.com

John Christoforou
Green Index - Email john.christofou@gmail.com


Wins

Leanna – New business
Leanna – wrote a chapter in a book just released.
Wyong Neighbourhood Centre – Jodie Morgan received the community service award for 2013
Mark – Unique Security moved into their own premises
Mark – New product called UCommand – login from iPhone or iPad and check security at home
Grant – his other business the Travel Wholesale put out its first brochure. All out of Avoca Office.
Marama – is healthier after operation.


Open discussion on Challenges in our businesses.

• Business Proposal’s

• Ask for business
• Make sure you have a structure – use a template.
• Understand what needs to be put in your proposal
• Personalise to each business
• Speak to the BEC they can assist
• How do you present it to a business – email, letter, in person
• Maybe look at printing out and binding it – more professional
• Check spelling and grammar – Australian not USA
• Not everyone like emails, some people need to hold it in their hands, so they can read and write down notes
• Older generation likes paper based
• Research – learn about the business you are going to present a proposal to
• Know who you are sending it too – address to them personally
• No jargon
• Have it proof read.

• Getting Motivated

• Get going
• Plan you day, week, month, year
• Being passionate about what you do
• Get up early, don’t sleep all day
• Set boundaries
• Have a dedicated office, or space at home to work from
• Have a routine
• Set goals and reward yourself when succeeded
• Be honest with yourself
• Do a list of what you need to do each day
• Do the hardest or things you don’t like to do first on your list


Challenges that people are having in their businesses:

• Systems
• Staff
• Getting Customers
• Presenting business proposals
• Growth
• Raising funds
• Cash flow
• New Business
• Time management
• Promotion of self and business
• Starting up
• Software problems
• Networking – no confidence
• Business management
• Referrals

At our meetings we will discuss these challenges. If anyone would like to share their experiences or expertise on these topics feel free.

Thanks everyone for your participation, hope everyone got something out of it.

Planningwerx4u has Business Planning Cds for $50 each, if you would like one please let Tarnia know.

Today we raised $27 for Iris Foundation.

Thanks and see you next time

NEXT MEETING: 13th March - Arrive 10.25am for 10.30 start – sharp

The Edge Café, Zenith Centre, Tuggerah



Thursday, December 6, 2012

Coffee Time Minutes 28th November 2012


Who we are?
Small and Home Business owners meeting to build relationships from other SBO’s.

What is CT?
Relatively casual meeting group, where you can network, talk about business ideas and strategies, and learn from one another.

Where?
Tuggerah’s Zenith Centre.

When?
At 10.30 am on the 2nd & 4th Wednesdays of the month. Arrival 10.25 am for 10.30 am start. (Runs for about 1 hour)

Apologises:
Nicolette
Sylvie
Mark Izzard
Patrick
Kellie

Update on our Raffle?
Today we raised $18, bringing the total this year raised $544 (including this week’s total) for this year for the Iris Foundation in 2012.

This year we will continue with our Raffles and donation to Iris Foundation. This year we will do a raffle again for the Iris Foundation. We will be looking for prizes/donations up to the value of $10. Its will be up to you if you would like to participate and none should feel obliged. Tickets will be $2 each, or three for $5.

Workcover
Don’t forget Jay can come out to your workplace and do a free assessment; you can then get a $500 voucher/credit towards purchasing safe office things (chair, etc). Jay also has workshops, one on one meeting and assessments currently available. If you wish to have a free appointment with Jay please contact him on jay.lewis@workcover.nsw.gov.au 

Networking:
Coffee Time 13th December – Christmas Party – Morning coffee get together and luncheon

Christmas Party

Coffee Time Christmas Party will be on the 12th of December, cost is $40 per head for 2 course meal. The meal is: (alternate meals)

Entrée:
Smoked salmon and chunky guacamole stack with zesty lime and mango sauce
Tender chicken breast infused with Thai flavours on a crisp salad with glass noodles and toasted cashews

Mains:
Grilled MSA rump steak topped with garlic prawns and a lemon thyme hollandaise on parsley chat potatoes
Beer battered flathead fillets with a season potato wedges, salad and a citrus tartare sauce.
And a glass of wine.

Arrival for lunch is at 11.45am, with lunch served at 12.

Today’s Attendees

Tarnia Gurney
Gurney Financial Services www.gurneyfinancialservices.com.au
Planningwerx4U www.planningwerx4u.com.au


Bev and Dawn
Iris Foundation www.irisfoundation.org.au

Jahne Peart
Exploring Names jahne@hotcollections.com.au

Rachel Dillon
Promo Creative promocreative1@gmail.com
Elite Embroidery www.eliteembroidery.com.au

Simon Calder
BVO Hunter/Central Coast
Celtic Management Solutions www.celticmanagement.net.au

Chris Macauley
Macauley by design www.maculeybydesign.com.au

Gennie Engebretsen
Amazement www.amazement.com.au

Kate Morris
Your Inspiration at Home www.yiah.com.au

Leeanna
Gem Candles www.gemcandles.com.au
Intimate Whispers www.intimatewhispers.com.au

Wins

Leanna – new distributor
Gennie – got a new chicken after one was accidentally run over
Rachel – new business GLD Equine Services has been launched

No Open Forum/Presentation today

Thanks Everyone for your participation, hope everyone got something out of it.

Please Note –

Buy Local Festival will have a business day and a public day. 24th and 25th May 2013 at Erina.

Planningwerx4u has Business Planning Cds for $50 each, if you would like one please let Tarnia know.

Today we raised $18 for Iris Foundation.

This is the last meeting for 2012. Thank you all for coming along. The Christmas Party is on the 12th December. There will be a get together from 10.30 then lunch will be served at 12. See you all then.

Reminder – Coffee Time will go to once a month in 2013. It will be held on the 2nd Wednesday of the month and held at Gurney Financial Services offices.

Wishing you all a wonderful and safe christmas and New year. All the best for 2013. Thanks and see you next time

NEXT MEETING: 6th February - Arrive 10.25am for 10.30 start – sharp. At Gurney Financial Services Office in Toukley

Presentation – TBA

Tuesday, November 13, 2012

Coffee Time Minutes - 14th November 2012

Who we are?

Small and Home Business owners meeting to build relationships from other SBO’s.


What is CT?

Relatively casual meeting group, where you can network, talk about business ideas and strategies, and learn from one another.


Where?

Tuggerah’s Zenith Centre.


When?

At 10.30 am on the 2nd & 4th Wednesdays of the month. Arrival 10.25 am for 10.30 am start. (Runs for about 1 hour)


Apologises:

Nicolette
Sylvie
Kate

Update on our Raffle?

Today we raised $34, bringing the total this year raised $526 (including this week’s total) for this year for the Iris Foundation in 2012.

This year we will continue with our Raffles and donation to Iris Foundation. This year we will do a raffle again for the Iris Foundation. We will be looking for prizes/donations up to the value of $10. Its will be up to you if you would like to participate and none should feel obliged. Tickets will be $2 each, or three for $5.

Workcover

Don’t forget Jay can come out to your workplace and do a free assessment; you can then get a $500 voucher/credit towards purchasing safe office things (chair, etc). Jay also has workshops, one on one meeting and assessments currently available. If you wish to have a free appointment with Jay please contact him on jay.lewis@workcover.nsw.gov.au


Networking:
• Fridays round the coast SBNG – contact SNBG for more info
• BWC lunches on each month – for more info contact Kym Williams
• Success Women’s Networking Luncheon 29th November Christmas Party – to book got to the website www.successwomensnetwork.com.au
• Coffee Time 28th November – Security in your business – Mark Izzard
• Coffee Time 13th December – Christmas Party – Morning coffee get togerther and luncheon


Christmas Party

Coffee Time Christmas Party will be on the 12th of December, cost is $40 per head for 2 course meal. The meal is: (alternate meals)

Entrée:
Smoked salmon and chunky guacamole stack with zesty lime and mango sauce
Tender chicken breast infused with Thai flavours on a crisp salad with glass noodles and toasted cashews

Mains:
Grilled MSA rump steak topped with garlic prawns and a lemon thyme hollandaise on parsley chat potatoes
Beer battered flathead fillets with a season potato wedges, salad and a citrus tartare sauce.

And a glass of wine.

Arrival for lunch is at 11.45am, with lunch served at 12.

Today’s Attendees

Tarnia Gurney
Gurney Financial Services www.gurneyfinancialservices.com.au
Planningwerx4U www.planningwerx4u.com.au

April Izzard
Unique Cleaning www.uniquecleaning.com.au

Bev and Dawn
Iris Foundation www.irisfoundation.org.au

Jahne Peart
Exploring Names jahne@hotcollections.com.au

Julie Watson
Ezipix www.ezipix.com.au

Kellie Targett
Insurance Adviser net ktargett@iaa.net.au

Jenny Abourizk
Job Centre Australia www.jobcentreaustralia.com.au

Matt
Job Centre Australia www.jobcentreaustralia.com.au

Lyn Thompson
Buy Local online/ LBH Promotions/ B2B www.b2bwithatwist.com.au

Lyn Sammut
Baskets Galore www.basketsgalore.com.au

Mark Izzard
Unique Security www.uniquesecurity.com.au

Rachel Dillon
Promo Creative promocreative1@gmail.com
Elite Embroidery www.eliteembroidery.com.au

Simon Calder
BVO Hunter/Central Coast
Celtic Management Solutions www.celticmanagement.net.au

Chris Macauley
Macauley by design www.maculeybydesign.com.au

Wins

Kellie – her boss and her received broker of the year, he was also ozbroker of the year for NSW and National. Great for her business
Rachel – website up and running
April – has received some wonderful feedback and testimonials from her clients re her cleaners.
Dawn & Bev – booked the venue for 2013 Slither and Slumber – Amazement 15th March 2013
Julie – is booking her Trip to Rome next week on her 50Th birthday
Tarnia – went to AFA conference.
Tarnia - was told she was a finalist in the female excellence awards. Got to the final 21 form 135 female advisers in Australia


Open Forum/Presentation today

Prepare for 2013 – open discussion
• Get a business plan
• Have a marketing plan
• What activities do I need to build my business
• Have KPIs
• Track your work
• Track your marketing
• Have a budget
• Book in personal development and education
• Have to do lists
• Set goals
• Be positive
• Have a social media strategy- call to action each week to promote your business
• Know your target markets
• End of calendar year is a good time to plan, reflect on what you have done and what you can do better next time.
• Christmas and January are a slow time in most businesses, so a perfect time to take time to plan.
• Look at growing your business
• Don’t forget your existing business
• Look at your existing clientele and see how you can help them
• Do cost effective marketing – networking, letterbox drops, free website advertising
• Go to networking – Coffee Time, B2B, Chamber meetings
• Build relationships with others in business
• Promote each others businesses
• Word of mouth
• Letter box distribution – print 5000 – 10000 as cheaper than a 1000.
• Letterbox distribution can cost about $55 per 1000 to deliver ( see LBH Promotions)
• Get a good team behind you. Good staff.
• Have weekly meetings
• Be accountable to someone. Get a buddy or join a master mind group.
• Out source where possible to save you time – HR, Bookkeeping, OHS, Business Planning, Marketing, etc.
• Work on your business as well as work in your business.

Thanks everyone for your participation, hope everyone got something out of it.

Please Note –
Buy Local Festival will have a business day and a public day. 24th and 25th May 2013 at Erina.

Please Note -
2013 Coffee Time will be held on the 2nd Wednesday of the month from February, and we will hold meetings at Gurney Financial Services Offices in Toukley. offee & Tea will be provided for a gold coin donation. (after costs covered, money to Iris Foundation).

Planningwerx4u has Business Planning Cds for $50 each, if you would like one please let Tarnia know.

Today we raised $34 for Iris Foundation.

Thanks and see you next time

NEXT MEETING: 28h November - Arrive 10.25am for 10.30 start – sharp

Presentation – Open Forum – Mark Izzard – Security in your business

Wednesday, October 31, 2012

Coffee Time Minutes - 24th of October 2012

Who we are?


Small and Home Business owners meeting to build relationships from other SBO’s.


What is CT?

Relatively casual meeting group, where you can network, talk about business ideas and strategies, and learn from one another.


Where?

Tuggerah’s Zenith Centre.


When?

At 10.30 am on the 2nd & 4th Wednesdays of the month. Arrival 10.25 am for 10.30 am start. (Runs for about 1 hour)



Update on our Raffle?

Today we raised $17, bringing the total this year raised $492 (including this week’s total) for this year for the Iris Foundation in 2011.

This year we will continue with our Raffles and donation to Iris Foundation. This year we will do a raffle again for the Iris Foundation. We will be looking for prizes/donations up to the value of $10. Its will be up to you if you would like to participate and none should feel obliged. Tickets will be $2 each, or three for $5.


Workcover

Don’t forget Jay can come out to your workplace and do a free assessment; you can then get a $500 voucher/credit towards purchasing safe office things (chair, etc). Jay also has workshops, one on one meeting and assessments currently available. If you wish to have a free appointment with Jay please contact him on jay.lewis@workcover.nsw.gov.au


Networking:

• Fridays round the coast SBNG – contact SNBG for more info
• BWC lunches on each month – for more info contact Kym Williams
• Success Women’s Luncheon once a month – for more info go to success women’s networking website.
• Success Women’s Networking Luncheon - 1st December – Christmas Party
• Coffee Time 14th November – Open Forum – Preparing for 2013
• Coffee Time 28th November – Security in your business – Mark Izzard
• Coffee Time 13th December – Christmas Party – Morning coffee meeting and luncheon

Christmas Party

Coffee Time Christmas Party will be on the 12th of December, cost is $40 per head for 2 course meal. The meal is: (alternate meals)

Entrée:
Smoked salmon and chunky guacamole stack with zesty lime and mango sauce
Tender chicken breast infused with Thai flavours on a crisp salad with glass noodles and toasted cashews

Mains:
Grilled MSA rump steak topped with garlic prawns and a lemon thyme hollandaise on parsley chat potatoes
Beer battered flathead fillets with a season potato wedges, salad and a citrus tartare sauce.

And a glass of wine.
Arrival for lunch is at 11.45am, with lunch served at 12.

Attendees this meeting:

Tarnia Gurney
Kate Morris
Gennie Engebresten
Stuart Mortimer
Paul McCarthy
Rachel Dillon
Leanna


Wins

Kate signed up her 11th consultant in her business
Tarnia attending the AFA Conference
Rachel building new website

Open Forum/Presentation today

No presentation. Open discussion on how to make our business work.
Ideas shared on building your business.
What advertising works and doesn’t
How to market your business

Thanks everyone for your participation, hope everyone got something out of it.

Planningwerx4u has Business Planning Cds for $50 each, if you would like one please let Tarnia know.

Today we raised $17 for Iris Foundation.

Thanks and see you next time

NEXT MEETING: 14th November - Arrive 10.25am for 10.30 start – sharp

Presentation – Open Forum – How to build your business

Tuesday, October 16, 2012

Coffee Time Minutes - 10th October 2012

As of this week – minutes have changed.

Who we are? 
Small and Home Business owners meeting to build relationships from other SBO’s.

What is CT?
Relatively casual meeting group, where you can network, talk about business ideas and strategies, and learn from one another.

Where?
Tuggerah’s Zenith Centre.

When?
At 10.30 am on the 2nd & 4th Wednesdays of the month.  Arrival 10.25 am for 10.30 am start. (Runs for about 1 hour)

Update on our Raffle?
Today we raised $19, bringing the total this year raised $475 (including this week’s total) for this year for the Iris Foundation in 2011.

This year we will continue with our Raffles and donation to Iris Foundation. This year we will do a raffle again for the Iris Foundation. We will be looking for prizes/donations up to the value of $10. Its will be up to you if you would like to participate and none should feel obliged. Tickets will be $2 each, or three for $5.

Workcover
Don’t forget Jay can come out to your workplace and do a free assessment; you can then get a $500 voucher/credit towards purchasing safe office things (chair, etc). Jay also has workshops, one on one meeting and assessments currently available. If you wish to have a free appointment with Jay please contact him on jay.lewis@workcover.nsw.gov.au

Networking:
·         Fridays round the coast SBNG – 3rd Friday here at Zenith
·         BWC lunches on each month – for more info contact Kym Williams
·         Success Women’s Luncheon on Thursday the 18th October
·         Success Women’s Networking Luncheon - 1st December – Christmas Party
·         Coffee Time 24th October – Open Forum – how to build your business
·         Coffee Time 14th November – Open Forum – Preparing for 2013
·         Coffee Time 28th November – Security in your business – Mark Izzard
·         Coffee Time 13th December – Christmas Party – Morning coffee meeting and luncheon
·         Melbourne Cup – 6th November – Gosford Race Course. $79 each. Coffee Time has a table. 

Christmas Party
Coffee Time Christmas Party will be on the 14th of December, cost is $30 per head for 2 course meal. Deposit of $10 due at next meeting. So far 15 people booked in.

Presentation today
No Presentation today. Discussion on next year’s buy local.

Thanks everyone for your participation, hope everyone got something out of it.

Planningwerx4u has Business Planning Cds for $50 each, if you would like one please let Tarnia know.

Today we raised $19 for Iris Foundation.

Thanks and see you next time

NEXT MEETING:                24th October - Arrive 10.25am for 10.30 start – sharp

Presentation –                  Open Forum – How to build your business